Attention: For the full visual experience, please view this page with a CSS-capable browser.
Liberty Mutual Insurance is pleased to offer savings to...
Some sections of this site may not function unless you enable Cookies.

Auto Insurance Benefits

Your Liberty Mutual Auto Insurance policy comes with all these great features

  • Auto Insurance Benefits

    Our standard auto coverage is anything but standard. With benefits like New Car Replacement, Lifetime Repair Guarantee and a 12-Month Rate Guarantee — plus Accident Forgiveness if you qualify — you can rest assured your car will be properly protected at a fair price.1

    12 Month Rate Guarantee
    Your auto insurance price is guaranteed for an entire year.

    Convenient Payment Options
    We are committed to making billing easy and hassle-free. Have your payments deducted automatically from your checking or savings account (Electronic Funds Transfer) or pay by credit card.2

    After-Hours Policy Services
    Have a policy or billing question, or need to change your policy? You can call our customer service representatives for expert help with questions regarding your policy and billing after normal business hours and on weekends.
  • Call 1-888-398-8924, Mon.-Fri. 8 am-10 pm ET, Sat. 8 am-8 pm ET, Sun. 11 am-5 pm ET.
  • Manage Your Policy Online
    Liberty Mutual policyholders can make or schedule a payment, switch to paperless delivery, update policy information, track claims status, view transaction history and more with our online services. Register for eService today to begin managing your auto, home and life insurance policies from your computer or mobile device.

    We also offer benefits for auto policyholders, such as:

    Accident Forgiveness—With Accident Forgiveness, we won't raise your price due to your first accident if your driving record is accident-free and violation-free for five years, whether you've been with Liberty Mutual or a prior insurance carrier. If you qualify, you'll receiver this benefit at no extra cost.1

    Unlimited Rental Coverage—If you are ever in an accident, you can rely on our optional Unlimited Rental Coverage to pay your rental costs for as long as it takes to fix your car. You must choose to have your car repaired at a Liberty Mutual-approved repair facility, and allow Liberty Mutual to arrange for the rental car.3

    New Car Replacement—New Car Replacement is a standard feature on Liberty Mutual auto policies. If your car is totaled in the first year, you'll get the money for a brand new car, not just the depreciated value.1
  • Multi-Policy Discount—If you have more than one policy with us, you get additional protection and also additional savings.
  • Lifetime Repair Guarantee—Receive a Lifetime Repair Guarantee when you fix your car at one of our approved repair shops. We'll even make the arrangements.