Liberty Mutual Umbrella Insurance
Understanding your car insurance policy can be confusing and time consuming. Let Liberty Mutual help you cut through the jargon and explain the different types of auto insurance available to you.
Bodily Injury Liability
Bodily injury liability covers you in the event that you cause an accident in which another person (or people) is injured.
Property Damage Liability
Coverage in case your car damages someone else's property - usually this means someone else's car, but it could be a fence, light post or other piece of property.
Medical Payments covers certain medical expenses if any vehicle occupants are injured in an accident.
Collision coverage is an optional coverage that covers damage to your car caused by impact with another car or object.
Comprehensive car insurance coverage is also an optional coverage that covers damages to your car caused by something other than a collision - like theft, fire, etc.
Better Car Replacement
With this optional coverage, if your car is totaled we'll give you the money to replace it with a car that is one model year newer and has 15,000 fewer miles on it.*