Some sections of this site may not function unless you enable Cookies.

Motorcycle Insurance

Motorcycle Insurance From a Company You Can Depend On

  • Motorcycle Insurance

    Whether you are on a midweek cruise or a weekend trip with friends, your thoughts are far away from insurance - and we'd like to keep it that way. If you have an accident, phone us 24/7 to get the process rolling immediately. And if your bike ever breaks down or gets a flat, we'll be there for you with our emergency roadside assistance program.

    Protecting You, Your Bike and Your Weekend
    It's your motorcycle, and it deserves the best insurance coverage. With Liberty Mutual, you get a great product at a great price that's guaranteed for 12 months.

    New Motorcycle Replacement Coverage
    If your new motorcycle1 is stolen or declared a total loss within the first year, we'll give you the money to buy a brand new motorcycle - no depreciation applied!

    Accessory Coverage
    Enhancements and equipment permanently installed on your bike are covered when you select this coverage. Basic coverage is included at no additional cost when you purchase Comprehensive or Collision coverage, and additional coverage is available.1

    24-Hour Roadside Assistance
    If your motorcycle ever breaks down, we won't leave you stranded. From a jump start to a tow, our optional 24-Hour Roadside Assistance will get you moving again with a tow on a flatbed to ensure safety of your bike if it breaks down.1 This coverage requires the purchase of Towing and Labor coverage.2

    There When You Need Us Most
    And while emergency roadside assistance is a benefit you'll be glad to have, it doesn't take an emergency to get our attention. We're also there for you when you have routine business or need to make a claim.

    After-hours Policy Services
    Have a policy or billing question, or need to change your policy? You can call our customer service representatives for expert help with questions regarding your policy and billing after normal business hours and on the weekends.

    Convenient Payment Options
    Our company is committed to making billing easy and hassle-free. Have your payments deducted automatically from your checking or savings account (Electronic Funds Transfer) or pay by credit card.3

    24-hour Claims Assistance
    Call or go online, any time!

    Fast Appraisals
    We can arrange to have your bike appraised quickly.

    Rewarding You with Savings
    With multiple discounts connected to your bike, you could save money off our already competitive rates.4

    • Multi-bike Discount. Have more than one bike? You'll get a discount for having two or more.
    • Safety Course Discount. When you complete a Liberty Mutual-approved motorcycle safety course, you'll get a discount.
    • Experienced Rider Discount. If you've had a motorcycle license for three or more years, you'll receive additional savings.


    Liberty Mutual not only provides you with exceptional coverage, we also provide high-quality service to all of our policyholders. A representative is available after hours and on Saturdays to assist you in any way, and claims can be reported 24 hours a day, seven days a week.