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Captives & Rent-a-Captives

 
Many of our customers look to captive and rent-a-captive structures after finding it difficult to place the coverage they need; others want to join with similar companies to pool their risk resources; and all seek the opportunity to reduce the cost of risk management. Liberty Mutual captive and rent-a-captive structures can offer solutions through the following lines of coverage: 

  • Workers compensation
  • Auto liability
  • General liability
  • Nursing home general/professional liability
  • Contractors general liability
  • Business-to-business product warranty liability
  • Architects and engineers project professional liability

Captive and rent-a-captive structures let your company address risk by gaining more control over insurance and administrative costs. We write these innovative products via various policy rating plans and reinsure them to a captive facility.  
 
Custom Opportunities

Because we understand that each company or group of companies has unique requirements, our underwriters are poised to design a product that addresses your concerns. For instance, when an artificial turf company was losing business because it was unable to provide customers with an insured warranty with sufficiently broad terms, we structured a custom product that lets the company issue longer-term, insured warranties and remain competitive.
 
To learn more about captives, rent-a-captives, or other alternative risk products, contact us today.

 

Contact Us - Business Insurance

 
Learn more about our products and services we offer for your business.
 
Insurance for Small Businesses >
Through our independent agents (under $75,000/year in total premiums or less than 100 employees)
 
Insurance for Mid-sized and Larger Businesses >
(over $75,000/year in total premiums or more than 100 employees)