Personal Liability Protection
Umbrella Insurance You Can Depend On
Umbrella Insurance You Can Depend On

You don't have to be a millionaire to be sued for a million dollars... All it takes is a severe car accident or mishap on your property to trigger a costly jury award. If these damages exceed your policy limits, you could lose your home, other prized assets or a significant portion of future earnings.
While your Liberty Mutual Auto or Home policy provides protection, Personal Liability Protection (PLP or umbrella insurance) provides a second line of defense for unexpected and unusual occurrences, like a costly legal judgment.
Consider these questions:
- Are the limits on your home and car liability sufficient to cover you and your family's assets?
- Do you own a home?
- Do you have retirement assets to protect?
For about a dollar a day, you can have the peace of mind that comes with $1,000,000 in coverage. A Liberty Mutual representative can help you decide if this coverage is appropriate for you, and what level of protection you need.
Call us at 1-888-498-2145 for a free quote
High Stakes Protection
With Personal Liability Protection you receive:
- Coverage limit options of $1 million or more
- Additional protection should a jury award for covered damages exceed the limits of your underlying policy
- Defense against covered claims and lawsuits even if they're groundless or fraudulent, anywhere in the world 1
- Coverage for accidents caused by any recreational vehicle you operate, such as a boat, camper home or utility trailer
1 Liberty Mutual will review the circumstances of the loss and provide a defense to our policy holder to determine if the loss occurrence meets the definitions outlined in the PLP policy.