| Hi! My name is Denise Hardman. I live in Encinitas with my husband and two children. I graduated from the University of Michigan in 1988. I am on the board of directors of the Encinitas Chamber of Commerce and the Referral Exchange of San Diego, and have held numerous board and chair positions at the Encinitas Educational Foundation, Park Dale Lane Elementary School and Flora Vista Elementary School. I can assist you in learning about complete coverage plans designed to protect you, your home, and your automobile. Please contact me to learn more.
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