

Licensed in Auto, Home and Life in CA Insurance License #0753113
Hi! My name is Denise Hardman. I live in Encinitas, California with my husband and two children. I graduated from the University of Michigan in 1988. I am on the board of directors of the Encinitas Chamber of Commerce and the Referral Exchange of San Diego. I have earned the distinction of becoming a member of our top sales clubs, Liberty Leaders and Liberty Life Leaders. I can assist you in learning about complete coverage plans designed to protect you, your home, and your automobile. Please contact me to learn more.

Liberty Leaders Club Award

Liberty Life Leaders Award

Pacesetter Award

Pursuit Of Excellence Award

Circle of Excellence Award
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