The sun is out. The crabgrass is gone. The house is clean. The phone is off. The tea is iced.

Think you're safe? Think again.

Last year in the U.S., there were 6 major hurricanes, 1,132 twisters, 98,000 cases of arson and 470,000 residential fires.

An alarmist would jump under the nearest bed. A realist would head for our Home Replacement Calculator. Because here you can get a handle on what it would cost (in present dollars) to replace your home if the unthinkable actually happened.

If your home cost more than $500,000 or has more than 4,500 square feet of living space, you'll want to call us at 1-800-526-1547 for a personal review instead.

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