Even though home accidents are the number-one cause of death for small children, 90% of them are preventable. Liberty Mutual recommends childproofing your home, especially when your children are five months old or can crawl, roll or otherwise move toward danger.

What have you done to check your home? (Select all that apply.)

a.	I look at each room, especially the kitchen and bathrooms, from my children's viewpoint (on my hands and knees) to make sure outlets are covered and dangerous items like cleaning fluids and breakables are out of reach.
b.	I place things that could cause my child to suffocate (blankets, plastic bags, window cords, buckets of water) or become injured (tools, sharp objects, toiletries) up and away.
c.	I make sure all plants, even nonpoisonous and silk ones, are off-limits to my children. I know they can choke on the leaves or soil and become sick from toxic fertilizers and plant foods.

How have you prepared your children to handle emergencies? (Select all that apply.)

a.	My children know where our first-aid kit is and how to use the items in it -- like bandages and burn creams.
b.	I've posted fire, police, ambulance and poison control numbers by each phone, and my kids understand how to use these numbers during emergencies (like a fire or serious injury).
c.	I've instructed my children how to call 911, and we have role-played calls so they are prepared.

You're temporarily unavailable (doing dishes, taking a shower) and can't hear the phone ring. Your children know to: (Select one.)

a.	Answer the call and talk freely.
b.	Answer, say I'm unavailable and take a message.
c.	Screen the call using an answering machine and not pick up unless they know the person calling.

When selecting daycare or baby-sitting services, do you: (Select all that apply.)

a.	Rely on references from friends. I ask how long they've known the caregiver and how well their children liked the caregiver.
b.	Interview the caregiver thoroughly about specific child-care training, their first-aid skills, what kind of discipline they use, how they will accommodate my children's individual needs, etc. I also check all references, credentials and whether they have the proper and adequate insurance.
c.	Plan on talking to my children daily about what they play, learn and eat. I make surprise visits to the daycare to see how my children are being treated.

Liberty Mutual pioneered the testing and improvement of flame-retardant fabrics at the Liberty Mutual Research Center for Safety and Health.

When you shop for children's clothing -- especially pajamas -- do you: (Select one.)

a.	Always check for life-time, flame-retardant fabrics.
b.	Sometimes check for life-time, flame-retardant fabrics.
c.	Buy whatever is available or on sale.

Safety Among Strangers

Over 4,600 children are abducted each year. Almost 52% while they're walking home from school or playing outside. Your children need to know that any stranger is a potential threat.

How do you define "stranger" to your children? (Select all that apply.)

a.	I tell them a stranger is anyone they don't know.
b.	I define good strangers my kids can go to for help -- like teachers, law enforcement officers, doctors and principals.
c.	Rather than only using the word "stranger," I teach my kids to be cautious of unfamiliar situations and actions, like people claiming to know me, asking to help find a lost puppy, or trying to trick them into a car or van.

It's a parent's worst fear -- your child is missing. What preparations have you made in case it happens? (Select all that apply.)

a.	When in public places with my children, I prearrange meeting spots in case we get separated.
b.	I keep identification packets on my children and update them every six months to include their current height, weight, hair and eye color, dental records, fingerprints and most recent photo.
c.	I teach my children -- even as early as age two -- their name, address, phone number and our family's secret word to use in case an emergency happens and I can't pick them up myself.

What have you told your children to do if someone is following them? (Select one.)

a.	Run to a good adult, like a law enforcement officer, and tell him or her what's happening.
b.	Pretend they don't notice and keeping walking.
c.	Drop whatever they're carrying and run. If grabbed, yell, scream, kick, use a personal safety alarm -- whatever it takes to attract attention and get help.

Grandma's hugs and exams by doctors are examples of good touching. What have you taught your children about the differences between good and bad touching? (Select all that apply.)

a.	I've explained that no one, even relatives, should touch or ask to be touched in bathing suit areas or in ways that make my children feel confused or scared.
b.	My children know it's okay to say NO or STOP to anyone who makes them uncomfortable and to tell an adult they trust what has happened.
c.	I rely on the school to teach my kids about the topic of sexual crime against children.

Playing It Safe

Biking, running, swimming, sports...anything that involves physical activity involves risk. We're not saying don't have fun. We're saying know the risks and how to minimize them.

What have you done to ensure your children ride their bicycles safely? (Select all that apply.)

a.	I've personally reviewed traffic laws and hand signals with my children and have attended a fun community bike-safety day with them to reinforce their bicycle knowledge.
b.	I insist they always wear properly fitted helmets that are approved by the American National Standards Institution and/or the Snell Memorial Foundation.
c.	I've selected the appropriate size bikes and regularly check reflectors, handlebars, seat, pedals, chain, tires and brakes for safety.

A child can drown in as little as one inch of water. How do you protect your children in and around water? (Select all that apply.)

a.	I make sure there is a lifeguard or other adult supervision anytime my children are at a beach or pool. I don't rely on water wings or floatation devices as safeguards and my children know not to dive into the shallow end of any public or private pool.
b.	I enroll my children in swimming lessons so they are comfortable in and around water.
c.	I keep a close eye on my toddler, especially when I have a five-gallon bucket of water around for doing housework or washing cars.

How well do you know where your kids play? (Select all that apply.)

a.	I inspect my neighborhood and tell my children which areas are off-limits -- like garages, construction sites, waterfronts and busy streets. When outside, they know to beware of strange wild or domestic animals (horses, squirrels, dogs, cats) and not to pet or touch them.
b.	I make sure playground equipment is not corroded or unstable, and that the ground surface is shock-absorbing (like loose sand or artificial turf -- not concrete or asphalt).
c.	I make sure my youngest children are supervised when they're playing outside -- even in our own yard.

What extra precautions do you take for your children who are involved in outdoor sporting activities or strenuous play? (Select all that apply.)

a.	I give my kids frequent water and snack breaks so they do not become dehydrated.
b.	I apply a sunscreen with an SPF of at least 15 anytime my kids are outside to avoid painful burns that may contribute to skin cancer later in life.
c.	I make sure they wear the appropriate sports equipment for protection and that everything fits properly, like when they are roller- or in-line skating.

Learning School Safety

At home, your children rely on you to keep them safe. But sometimes, they just have to fend for themselves. Have you taught them how to protect themselves as they head off to school?

What have you taught your children about walking to and from school? (Select all that apply.)

a.	I've practiced with my children how to stop at the curb, look both ways before crossing the street, and always walk against traffic to see oncoming cars.
b.	I have tested them on the meaning of traffic colors and signs.
c.	Nothing. My children walk with other neighborhood kids and learn proper traffic safety laws by watching them.

When driving your children to school and other destinations, do you make sure everyone uses the proper safety seat or belt? (Select one.)

a.	Sometimes, but I might forget to put the safety seat in the car I'm using.
b.	Yes, but I use safety seats only for infants.
c.	Yes. I follow my local laws and always place children in the safety seat and/or safety belt appropriate for their age, weight and size. I put the safety seat in the car's back seat so my child will not be hurt if the front passenger-side airbag is deployed.

Parents rely on school buses to safely transport over 22 million youngsters every day. When it comes to your children riding the school bus safely, what do you do? (Select all that apply.)

a.	I teach my children to sit facing forward, keeping their hands and head inside the bus.
b.	I review all the safety rules (how to walk to and from the bus, where to wait and how to board the bus) and have them participate in school-sponsored bus safety drills.
c.	I tell my children to never disturb the driver except in emergencies. When getting off the bus, my kids know to stay in the driver's line of vision by always crossing in front of the bus.

You teach your children about being strong individuals. But what about dealing with peer pressure and the need to feel accepted? (Select all that apply.)

a.	My kids know that "dares" to vandalize property, try drugs, smoking or alcohol are wrong and dangerous.
b.	Nothing. My grade-school kids are too young to worry about the peer pressure to participate in violence, drugs and alcohol.
c.	I've explained that reporting kids who "bully" other children or carry weapons and drugs to school is okay. My children are comfortable confiding in teachers, principals or school counselors.