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Policy Basics

Freedom is knowing you can just hop in your car and travel anywhere you want, any time you want. It's also knowing that, in the event of an accident, you can be worry-free. That's why we offer our LibertyGuard® Auto Policy.

Our sales representatives work with you to eliminate worry and select coverages that are right for you and your budget. If you have a loss, our claims specialists provide services such as Liberty Mutual's Quick Check program, often allowing you to receive an appraisal and a repair check on the spot.

And, when you insure your car with Liberty Mutual, you can access Liberty Mutual Roadside Assistance, which gives you an emergency quick fix anywhere in the United States or Canada -- 24 hours a day, 365 days a year.

Click Our Offices to locate a Liberty Mutual representative who will be happy to discuss the coverages and services presented here.

Protection for Your Auto

A Liberty Mutual LibertyGuard® Auto policy includes these coverages:

  • Liability Coverage

  • Medical Payments Coverage

  • Uninsured Motorists Coverage

  • Damage to Your Auto Coverage

  • Additional Coverage -- may be added to your policy by endorsement


Discounts

We offer a variety of discounts (availability varies by state):

  • Discounts for Low-Mileage Drivers

  • Discounts for Insuring Two or More Cars with Liberty Mutual

  • Discounts for Installing Antitheft Devices

  • Discounts for Good Students

  • Discounts for Completing Driver Training

  • Discounts for Antilock Brakes and Passive Restraints

  • Discounts for Preferred Drivers

  • Discounts for Mature Drivers

  • Group Discounts


Claims Services

Should an accident occur, Liberty's automobile claims service gives you prompt, efficient claims attention. We offer:

  • 24-hour claims service

  • Car appraisals within 24 hours, in most circumstances

  • More than 700 drive-in appraisal centers across the U.S. and Canada

  • Thousands of employees who provide prompt, efficient claims service

  • On-the-spot claims checks for most claims with our Quick Check Program

  • Car windshield repair referrals from a network of more than 3,500 providers

  • An extensive network of repair shops that will honor Liberty Mutual appraisals


See Special Auto Services for more information on the benefits of being a Liberty Policyholder.

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