Parenting, Risks, and Liability Insurance Coverage When you take your turn in carpooling or have children over for a play date or sleepover, you may not consider that you may be legally or financially liable if a child is injured on your property, in your car, or in your care. In order to put safety and protection first, it's a good idea to understand potential risks and how you can make sure you're covered in case of accidents that involve guests in your home or passengers in your car.
The holiday season - when people are shopping online or using credit cards more frequently - can leave you vulnerable to identity theft. By taking some simple preventative measures, you can be sure that the only thing you'll have to stress about this holiday season is what gift to get your Great-Aunt Peg.
Children are easy prey for identity thieves. While adults may discover identity theft quickly-when they try to get a loan or refinance a house, for example-child identity theft may go on for years and not be discovered until a child is much older and tries to establish his own credit. That's why it's important for parents to be aware of the threat and take steps to prevent the theft of their children's identities.