Liberty Mutual
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Roadside Assistance 24/7*
Contact Us by Phone:
Customer Service: 1-888-398-8924
Claims: 1-800-225-2467
Sales: 1-800-837-5254
For customer service hours, FAQ's, and to learn about more ways to get in touch, visit the Liberty Mutual Contact Us portal.
*Additional charges apply if your policy does not include the Towing and Labor coverage.

Accident Insurance

Coverage to protect against accidental injury.

customer with accident insurance coverage
When an accidental injury occurs, it can be a real setback to your plans – and your wallet. Even with comprehensive medical insurance, unexpected out-of-pocket expenses can catch you off guard. Is your budget prepared to cover the costs of an accidental injury?

Protection for the Unexpected

Our accident insurance coverage can provide you with a cash payment to help you manage some of your expenses if you suffer a covered accidental injury. How you use your cash payment is completely up to you:
  • Out-of-pocket medical expenses like insurance deductibles, copays, or prescriptions.
  • Assistance and recovery costs such as grocery delivery, day care, or physical therapy.
  • Any other expenses like going out to dinner - or keeping that planned vacation!
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The Right Coverage for You

We offer a variety of customizable options to meet your specific needs. Coverage starts at our affordable Basic Benefits, which includes Individual Accident and Accidental Death and Dismemberment Insurance. This covers a range of accidental injuries, from simple fractures to third-degree burns.

From there, choose any or all of the three optional benefits for added protection:
  • Hospital Indemnity Benefits includes hospital admission, hospital stays, and medical testing.
  • Emergency Benefits includes air and ground ambulance and emergency care.
  • Additional Benefits includes blood, plasma, platelets, inpatient and outpatient therapy, lodging, injuries, and burns requiring skin graft, surgery, and transportation.
With our accident insurance, you can focus more on mending and less on spending. Learn more about accident insurance from Liberty Insurance Underwriters, Inc.

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Liberty Insurance Underwriters, Inc., a Liberty Mutual company, issues Accident Insurance on policy form IA-2018024 and state variations identified by state code. Accident insurance provides benefits if a covered injury is sustained in a covered accident, and it is not a substitute for major medical insurance. Product design and availability vary by state. Features and benefits may vary based on state approval. The policy form contains definitions of each of the injuries covered by the policy and the periods during which the injury must be diagnosed. This is a limited policy. Payment of benefits are in the form of a cash payment. Payment is based upon sustaining a covered injury in a covered accident and is subject to policy terms and conditions, including benefit waiting periods, and exclusions, including exclusions for sickness and disease, and for injuries sustained during certain specific activities.
Home office: Boston, Mass.
Service center: Dover, N.H.