No matter what Tennessee city or town you live in, Liberty Mutual rewards your responsible choices with Car Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the Tennessee community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including the University of Tennessee, Austin Peay State University and the United Parcel Service (UPS).


Tennessee Auto Insurance Information

Tennessee operates under a Financial Responsibility system. This means that, should you ever get in an accident or be pulled over for speeding, you will be required to provide proof that if you were to cause any damage with your car, you would be able to cover the costs. The easiest way to fulfill this obligation is through purchasing auto insurance. The Tennessee Financial Responsibility law stipulates a minimum level of certain types of auto insurance coverage. These include:

  • Bodily Injury to Others: $25,000 per person / $50,000 per accident - minimum
  • Property Damage Liability: $15,000 per accident minimum

Most people opt for higher amounts of auto insurance coverage than the state minimum in order to protect themselves in case of an accident. To learn more about Tennessee's Financial Responsibility laws, visit the Tennessee Department of Safety.

Did You Know?

  • Liberty Mutual opened its first Tennessee office in 1919.
  • Today Liberty Mutual employs more than 300 people across the state.

Get Tennessee Home Insurance & Save

Purchasing a Home Insurance policy along with Car Insurance from Liberty Mutual could qualify you for a multi-policy discount. Learn more about our Tennessee Home Insurance.

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