Hurricane Preparation

Reduce your risk of hurricane damage

Proper hurricane preparation means taking advantage of the following tips well before you're in a hurricane's path to ensure your safety, and the safety of your family and property. Download the Liberty Mutual App to easily report a claim in the event of hurricane damage.

People (and Pets)
  • Educate your family by creating an evacuation plan for when a hurricane is approaching. Map the safest areas and routes through which to evacuate your home. Identify multiple emergency transit routes in all directions, as well as a primary and a secondary meeting location. Know where your nearest evacuation shelters are located.
  • Prepare an easily transportable emergency kit.
  • Identify an out-of-area contact. Designate a friend or a family member in another state who can act as a communications manager, and make sure that person has your updated contact list (children's schools, doctors' offices, employers, etc.).
  • Find out how your community alerts residents to an emergency. Sign up for email, text message, and social media alerts where available.
  • Make sure that everyone in your family can identify hurricane warnings and understands what to do when warnings are given.
  • Ensure that drinkable water is available. Fill up bathtubs and sinks.
  • Keep your car fueled, in good working condition, and stocked with emergency supplies and a change of clothes.
  • Know where and how family pets will be cared for.
  • Make your home hurricane-ready by installing hurricane shutters and securing loose roof shingles or tiles.
  • Secure loose rain gutters and downspouts and clear any clogged areas or debris to prevent water damage to your property.
  • Trim or remove trees that are close enough to fall on your house.
  • Consult a professional to perform these improvements if you are unable to do so.
  • Don't leave objects in your yard that could easily be picked up by the wind.
  • Consider purchasing a portable generator or installing a home generator for use during power outages. Remember to keep generators and other alternate power/heat sources outside, at least 20 feet away from windows and doors, and protected from moisture.
    • Make copies of all important documents (passport, driver's license, birth certificate, financial documentation, auto registration and license, property deeds, will, etc.) and keep copies with an out-of-area contact.
    • Create a home inventory on your smartphone or iPad. This will be helpful in identifying missing or damaged items and will make filing your insurance claim much easier if necessary.
    • Unplug household electronics and switch off circuit breakers to prevent damage from power surges.