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Critical Illness Insurance

Help as you face the unexpected.

customer with critical illness coverage

If you are diagnosed with a critical illness, focusing on recovery should be your number one priority. But even with comprehensive medical insurance, you could still encounter financial challenges. If you have a lengthy recovery period and are out of work, could you maintain your standard of living and keep up with unexpected expenses?

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Contact us

To connect with a someone about coverage or manage your current policy:

Call: 1-844-318-1376
Monday through Friday from 8 a.m. to 6 p.m. ET


Report a claim: 1-877-501-2467

Get the Financial Support You Need

Our critical illness insurance can help you manage some of your expenses by paying a lump-sum cash payment to you if you are diagnosed with a covered illness or procedure after the waiting period. You decide how to use your lump-sum cash payment, including assistance with:

      • Out-of-pocket medical costs, such as deductibles and copays, that comprehensive medical insurance may not cover.
      • Unexpected recovery costs, like as extra-childcare, rehab, or other assistance that you may need during your recovery.
      • Everyday costs, such as mortgage payments, groceries, and utility or credit card bills.
      • Anywhere else financial support is needed.

We offer coverage for the following five critical illnesses and procedures:

      • Cancer
      • Coronary artery bypass surgery
      • Heart attack
      • Organ transplant
      • Stroke

With our critical illness insurance, you can focus more on healing and less on expenses.

Learn more about critical illness insurance from Liberty Insurance Underwriters, Inc.

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Liberty Insurance Underwriters, Inc., a Liberty Mutual company, issues Critical Illness Insurance on policy form ICI P18 and state variations identified by state code. Critical Illness insurance for diagnoses of critical illness or need for critical illness procedures is not a substitute for major medical insurance. Product design and availability vary by state. Features and benefits may vary based on state approval. The policy form contains definitions of each of the critical illnesses and critical illness procedures covered by the policy. This is a limited policy. Payment of benefits is based upon the diagnosis of the covered illness or need for a covered procedure and is subject to policy terms and conditions, such as preexisting condition limitations, benefit waiting periods, and lifetime policy maximums and other benefit limitations, including a reduction in benefit amounts on and after certain ages. Home office: Boston, Mass.Service center: Dover, N.H.