Critical Illness Insurance

Customized insurance when you face the unexpected

Specialty Insurance

Start your Critical Illness Insurance quote

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What is covered by critical illness insurance?

  • Out-of-pocket medical costs such as deductibles and copays
  • Unexpected recovery costs, including extra-childcare, rehab, or other assistance
  • Everyday costs, such as mortgage payments, groceries, and other bills
  • Anywhere else financial support is needed

We customize your insurance so you only pay for what you need.

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How much does critical illness insurance cost?

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How much does critical illness insurance cost?

Critical illness coverage from Liberty Mutual can be as low as $12 per month1, a fraction of the expenses that could add up over the course of an illness.

The financial hardship a critical illness may cause can add even more stress to an already trying time. This coverage helps to ensure you can focus on healing first and expenses second.

What is considered a critical illness?

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What is considered a critical illness?

The following are considered a critical illness - all are covered by Liberty Mutual Critical Illness Insurance:

  • Cancer
  • Coronary artery bypass surgery
  • Heart attack
  • Organ transplant
  • Stroke

Need to report an illness claim?

1Monthly cost of a $30,000 individual critical illness insurance policy for a non-smoking, 35-year old male in good health. Actual rates may vary.
Liberty Insurance Underwriters, Inc., a Liberty Mutual company, issues Critical Illness Insurance on policy form ICI P18 and state variations identified by state code. Critical Illness insurance for diagnoses of critical illness or need for critical illness procedures is not a substitute for major medical insurance. Product design and availability vary by state. Features and benefits may vary based on state approval. The policy form contains definitions of each of the critical illnesses and critical illness procedures covered by the policy. This is a limited policy. Payment of benefits is based upon the diagnosis of the covered illness or need for a covered procedure and is subject to policy terms and conditions, such as preexisting condition limitations, benefit waiting periods, and lifetime policy maximums and other benefit limitations, including a reduction in benefit amounts on and after certain ages.Home office: Boston, Mass.Service center: Dover, N.H.