Denise Hardman CLU, LUTCF
Licensed in Auto, Home and Life in CA
CA Lic# 0753113
1900 Wright Place, Suite 120
Carlsbad, CA 92008
Monday-Friday 8:30-5*, Saturday (By Appt.), *(Evenings by Appt.)
Please contact me today to learn more about our complete coverage plans designed to protect you, your home, and your automobile.
Circle of Winners
The Circle of Winners award is presented annually to top producing sales representatives for the sales of Life Insurance.
The Liberty Leaders Club recognizes and honors the top 12% of outstanding performance in the sale of Personal Lines policies.
Liberty Life Leaders
The Liberty Life Leaders Club recognizes and honors outstanding performance of the 12% of the salesforce in the sale of Personal Life Insurance and Annuities.
The Pacesetter programs recognizes Sales Representatives, in their first 4 years on the job, who perform over-and-above the expectations of the sale of Personal Insurance policies.
Pursuit of Excellence
The Pursuit of Excellence program rewards Sales Representatives in their first 2 years on the job, who excel at Personal insurance new business production.