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At the Liberty Mutual office in Freehold, trained local agents can help you find the coverage you need, and the discounts you deserve. Our Freehold North office is located across the street from Sam's Club and Walmart. For more than 20 years our office has proudly served the communities of Freehold, Wall and Manalapan Townships and Middletown. Causes close to our hearts Our representatives participate in a number of community activities including: 
<ul>
<li>Working with the Greater Monmouth Chamber of Commerce, the New Jersey Firefighter's Mutual Benevolent Association, New Jersey International Brotherhood of Electrical Workers and the Township of Freehold.</li>
</ul>Talk to a Liberty Mutual Agent Today Contact a sales representative today to learn more about which auto insurance, home insurance, and life insurance options are best for you and your family.

Freehold, NJ

We strive hard to make every customer experience enjoyable and we’re sorry we didn't meet your expectations. I was able to research your quote and it was actually not quoted through this local sales office. All feedback is important to us and we’re sorry to hear you’ve had a negative experience. We really appreciate the time you took to write such a detailed review.

Since Liberty Mutual is running all those commercials stating that you could save x-amount of dollars on your home and auto I decided to contact them back in Sept 2022  just see if they would live-up-to all of the commercial hype and get a quote on Home & Auto insurance to see if I could get a better rate than what I already had with another company.  So we go thru the process--blah-blah-blah collecting all of my info and such; and they came back with this CRAZY number that was waaay more that what I am currently paying;
So I decided that I DID NOT want to switch companies because they were so much higher.  So here's the Good Part---They had the NERVE to send me a letter (2 months later) stating that based on their review they were unable to to provide me with service because I did not meet their requirements ---That's awfully funny when I TURNED THEM DOWN because their prices were too high!  So Liberty Mutual--You Tried It--But I have waaaay better coverage and options with my current provider FARMERS! at a MUCH LOWER RATE! So whatever cpu glitch you have get it together because you are not the company for me or my family!  #FarmersInsurance #youtriedit

Clean  friendly staff, nice prices and love the cheap chicken Monday.

Zero Stars would be more accurate.

My mom passed away.  I called to cancel her homeowner's policy after her home was sold.  Waited on hold multiple times and finally after about 40 minutes, I was told that they could NOT CANCEL my deceased mother's old homeowner's policy for a home that was owned by a NEW Homeowner.  I was told I needed to email them multiple documents, including a death certificate.  I waited three weeks, never received a refund.  Contacted them and they claim that they credited a canceled credit card that my mom used to have that I do not have access to.

Why in the world would a company think a DECEASED person's credit card would be a great place to send a refund?

If you are dealing with a deceased person, would it not make sense to confirm with grieving person's family where you are sending a credit?  This might make it easier on them?

I had to provide multiple forms of documentation to prove that she was deceased.

Liberty Mutual pretty much sent the money to the abyss!

It would have taken less than TEN SECONDS of time to email me and ask where was the best place to send the refund.  Liberty Mutual had the email address as this is where I provided PROOF MY MOTHER WAS DEAD!

Logistics dealing with the loss of loved one are multifaceted. Beyond the grief associated with it, there are endless loose ends and paperwork to take care of.

The fact that I could not simply close out her homeowner's policy on the phone after being connected to multiple reps and waiting on hold several times.  Then to only be told that they can't close a policy without death certificates and other documents.

Then I receive this message.  Your company is heartless and this action illustrates no care whatsoever and gross incompetence.

I requested a similar response like this be sent to the complaint department.

I assume my complaint will END UP IN THE ABYSS, much like my mom's refund.

Thanks For Nothing Liberty Mutual.

I’m sorry you had a bad experience with Liberty Mutual’s claims department. Here at Liberty Mutual, we want to make sure we are connecting you with the appropriate teams to best address your concerns and needs. This is a local sales office. If you’d like to speak with a claims specialist, please call 800-225-2467.

I am absolutely disgusted with Liberty Mutual.  I switched a little over two years ago, and I deeply regret this choice.  My original claims representative took a month to get back to me about an issue I had, and when she did finally get back to me she was nasty and rude.  I was told one thing by customer service about the same issue, but a month later they will not abide by what I was told.  I have paid for a service for two years that they will not provide now that it is needed.  I will be taking my business to another company that actually has customer service.

Very Professional And Found Me Best Rates!

I have been dealing with a bus hitting my vehicle while I was parked in a legal spot for the last 6 weeks I cannot get in touch with my agent assigned to my case her name is Nicole she sucks I wish I could send screenshots of her non-responsiveness

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, David!

I have been insured with these guys for over 5 years now,and I love this company.I previously had State Farm,which was a nightmare.I have my auto and condo policy with them ,and as of today,i have added a term life policy.Daniel took my information right over the phone.Their premiums are very fair,for the coverage you get,but what I love most is their customer service.I can make changes to my policies any time ,day or night over the phone or on the website.

Good insurance but terrible commercials! Get rid of them!!!!

Representative Adam Cholminsky gets five stars, along with the rest of the Liberty Mutual Insurance team. Highly recommend going through him to get you the best rates.

I have homeowner's insurance, car insurance, renter insurance and 4 life policies with LibMutual since the early 90s.  The customer service has tanked the past few years. Very disappointing.  Their quality of agents leave alot to be desired - the claims reps do not even call you back! Weeks go by!!! Neither does their supervisors! But, boy they have no problems deducting close to 1,000/month from my account for my policies though...  time to start shopping around.

Lori Doerrler is most exceptional. She knows everything there is to know about insurance. She answers all of your questions and makes you feel comfortable and explains all coverages. Please refer all of your friends directly to her as she works on commission.

Dan Ressegiue is a fantastic agent! If you need insurance give him a call. You won't be disappointed.

I was getting emails from a couple of agents from different agency's who wanted our insurance business. I thought Dan Ressegiue from Liberty Mutual (LM) was the best. I was able to get in touch with him in one day and set up a meeting with my husband, Dan and I later that week.

We met outside of business hours at a local Diner. Dan came prepared to our meeting. We spent over an hour with him and he answered each of our questions. His knowledge of LM's products is impeccable. I have never had such detailed answers to my questions.

We needed to make a change quickly since both our car and home insurance were expiring. Since we were going out of town for the weekend, Dan asked that I give him a call when we returned to complete our paperwork.

When I called the office, the paperwork for both policies were ready and my call was done in about 15 painless minutes.  Liberty Mutual has electronic signatures capability. The entire process was simple.  Dan's professional relationship with us was paramount in our decision to switch to Liberty Mutual. Dan was successful in getting our business because he earned our trust.

Dan has many positive attributes; I can't list them all here. He is such a pleasant person but he's equally knowledgeable of his insurance products. He has a professional style but also understands that his clients need explanations in laymen's terms. My husband and I had a great experience and we are recommending our friends, family, and you to Dan Ressegiue at Liberty Mutual.

I have had the pleasure of meeting Daniel Ressegiue at Liberty Mutual. He is extremely personable and does a phenomenal job in ensuring you are covered in the manner that is necessary. I highly recommend Daniel Ressegiue at Liberty Mutual for all of your insurance needs.

AJ was extremely helpful with home, auto and umbrella insurance. He took the time to understand my situation and guided me to the best plan for me and my family. If you are looking for an honest, helpful and reliable insurance agent, AJ is the person you must go contact.

Call me to see if we can improve your current insurance. Auto, Home, Life,Watercraft, Motorcycle 732-232-1792

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At Liberty Mutual, our local sales agents help you find the coverage you need and the discounts you deserve. Agents in our local sales office proudly serve their local communities in DE, KY, MD, NJ, OH, PA, VA and WV. Contact an agent today to learn more about auto, home, life and pet insurance options. If Liberty Mutual isn't a good fit, our agents can quote other carriers, too!

Mid-Atlantic Region Virtual Agents

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Brian!

Best agent out there! Goes above and beyond to assist in any way possible! This is a true and honest insurance agent! Thank you so much Kirt!!!

Michael, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!

Excellent customer service. Kirt was extremely professional. He worked diligently to make sure I got the right insurance coverage. He was eager to answer my questions and was there to assist with any additional information I required. Highly recommend Kirt!

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Taylor!

While building our house was extremely stressful, Kirt made our home insurance purchase super stress free. He gave us the lowest rate we had found so when it came to life insurance we went to Kirt and again found the lowest prices! He is extremely helpful and professional. I recommend Kirt to anyone looking for any insurance!

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Madison!

Was very patient with me and help me find the best auto insurance for me, he saved me the trouble of having to look through a million websites for quotes!

Thanks for sharing your review with us and the community.

Awesome customer service and attention to detail.

Hi Stephen, that's great to hear! I loved being of service to you and hope I can assist you again soon.

Kirt is great to work with. 10/10 would recommend!

Hi Harrisom, thanks for leaving such a positive review!

Great and easy person to deal with. Went over couple things and was perfect

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Rahshan!

Throughout our home buying process, working with Kirt was one of the best decisions that we could've made. Kirt was extremely attentive, patient, and dedicated. He was 100% diligent in making sure that our best interest was always prioritized and that we were able to get the best deal possible. If you are someone who is looking for great communication, accuracy,fast results, and just over all want to feel heard, then I would definitely recommend working with Kirt!

Hi Jessica,  thanks for leaving such a positive review! I appreciate the fantastic review and are glad I could be of service.

Kirt was extremely helpful and very pleasant to work with. Highly recommend!

Daniel, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!

Kirt is an outstanding insurance agent. He always takes the time to educate his clients and get the best quotes possible. If you are in need for insurance, Kirt is your guy!

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Alex!

This man worked magic today! I have a horrible driving record and got denied by every insurance company that I tried to get quotes from. I was given his information and not only did he find me coverage, he got me a lower rate than I even thought was possible. Ten stars!

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Adrien!

Kirt was amazing from start to finish. He helped me with questions at any given time and was able to bundle my H/O and auto which in turn saved me money AND provided me with better coverage. I would recommend Kirt to anyone shopping for insurance. Even if you're not looking for insurance give him a shout and see if he can provide you the same, if not better, coverage while also providing lower premiums. A++ Thank you Kirt!

I’m so grateful for your kind words, Jason. Thanks for sharing your review with us and the community.

The experience was great with Kirt. He saved me alot of money by finding me comparable coverage for less than half the cost I was already paying. Smooth transition to new insurance company and everything was super easy.Thanks!!

Hi Anthony, that's great to hear! I appreciate the fantastic review and are glad I could be of service. Please don't hesitate to contact me next time you want help with insurance.

Kirt was very professional and super helpful.. he went above and beyond to help me to get the best rate possible and I wouldn’t go anywhere else for my insurance needs.

Hi Dave, thanks for leaving such a positive review!

Kirt is great! Super responsive, knowledgeable and easy to work with. I’d highly recommend giving him a call. 

Pembe, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!

I called Liberty Mutual for a new homeowners insurance policy on a new home I am buying.  I have been a customer of Liberty Mutual for a long time, and was immediately connected to Kirt Zorzi.  He was very professional and  helpful in obtaining my new policy.  He advised and helped me decide what to do on different aspects of the policy and what the banks needed.
Thank you!  Pembe

Hi Christina, thanks for leaving such a positive review! My job is to advise you on all your insurance needs and I am so pleased I could do that. If you have friends who need insurance, please send them my way.

Kirt is a Super Star Insurance Broker. He is available whenever I have a customer that needs car insurance, which is usually a few times each week. His prices usually come in the lowest. He gets the quote done in a few minutes. He goes out of his way to make sure he has worked the quote until he has secured the lowest possible monthly payment and down payment for each customer I refer. I always know exactly what kind of service I am getting when I work with Kirt. He is the real deal!

Excellent Agent. Met all my needs. Job well done!!

Garrison, we are so glad that you enjoyed your experience. Thank you for your business!

Kirt is simply the best in the industry. Turnaround times were less than 30 minutes. Thank you Kirt for your professionalism and hard work!

He was very helpful was able to provide me with the best quote.

I’m so grateful for your kind words, Milan. Thanks for sharing your review with us and the community.

Kirt was very helpful from beginning to end. He explained every policy thoroughly and answered all my questions with detail. I also appreciated the professionalism and the very quick responses. It only took a day to get my policy going, he is very efficient and motivated. I recommend him to anyone especially someone who is ready to get things going quick, in the matter of hours.

Hi Robin, Thank you for taking the time to leave us a review.

I delt  with Kirt Zorzi  for my insurance needs and he was awesome. Very Patient with me and very informative I would most definitely deal with him again and I would most definitely recommend him to my family and friends

I’m so grateful for your kind words, Shayona. Thanks for sharing your review with us and the community.

Kirt had such great customer service experience. He also got me the best rate. Very bubbly & it was a pleasure working with him. I would Recommend him on any day. Job well done. 

Andrea, we are so glad that you enjoyed your experience. Thank you for your business!

Was a great experience working with Kirt. He was extremely informative, patient and helpful. Would definitely recommend him !

Danira, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!

Kirt was extremely helpful & knowledgeable ! He made the homeowner's insurance process a very simple one and it was super easy to understand. He literally saved me hundreds !! Lol i definitely recommend him ! He's awesome , thank you again Kirt !!

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Dana!

Great customer service. Kurt took his time with us and explained everything in detail. He even helped with getting some information straightened out with our homeowners policy. 

I’m so grateful for your kind words, Robert. Thanks for sharing your review with us and the community.

Kirt did a fantastic job helping me out with my renters and life issuance policies. Would recommend to my friends and others!

Brandon, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!

Always a great experience with Kirt. He is awesome, very professional, and responsive to all your needs. 100% recommend giving Kirt a chance to save you some money.

Richard, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!

Kirt is on the ball, returns calls and works hard to get the best price and coverage for me.

I’m so grateful for your kind words, Matthew. Thanks for sharing your review with us and the community.

After being a GEICO customer for many many years their cost just kept creeping up every year.  I contacted Kirt and he reviewed my policies for Home, Auto and Umbrella.  I saved $845.38 per year switching to Liberty Mutual!  Thank you Kirt!

Thomas, we are so glad that you enjoyed your experience. Thank you for your business!

Kirt was a true professional. He stayed on top of my needs as a client and was very responsive. I highly recommend Kirt for any and all insurance needs. The pricing was very fair and the service is beyond gold standard. Thanks again Kirt!

I’m so grateful for your kind words, Gaby. Thanks for sharing your review with us and the community.

It was very easy and fast to do business with Kirt. He demonstrated professionalism, courtesy, and knowledge. Kirt  help made the process of obtaining my new policy very easy. If you are looking for fast process, good deals and professionalism Kirt is your guy. Good job kurt... I'm a happy customer

Tim, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!

Kirt got me the right policy at the right price. Will definitely do business with him again in the future

Marcell, we are so glad that you enjoyed your experience. Thank you for your business!

Kirt was an Excellent help he helped me find a new policy when my former insurance company was just to expensive to add on a new vehicle thank goodness for him he was very kind respectful and helpful to all of my needs I highly recommend kirt he’s worth it!!!!

Kirt was very dedicated to ensuring my needs were met and completed tasks in a timely manner

Thomas, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!

Kirt was very helpful is assisting me in finding the right policy at the right price point! He was very understanding of what I was looking for and was proactive throughout the entire process, providing me with different opportunities and options along the way.

We were just able to get everything settled and I look forward to working with him in the future. Highly recommend!

Thanks Kirt!

We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Chelsea!

Kirt truly made the process of switching my car insurance easy and stress free! He got me a lower rate that saved me tons of money for all my other expenses! I recommend him for any and all of your insurance needs! Thank you for being so professional, friendly, and patient while helping me through this process!

I’m so grateful for your kind words, Justin. Thanks for sharing your review with us and the community.

One of the best Insurance Agents I’ve worked with! He helped me save so much on my premium, my last policy left me wide open on my uninsured motorist loss and he caught it!! Highly recommend going to Kirt for all your insurance needs.

Kirt J. Zorzi

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