Bring transparency and choice back to your retirement plan.
When you're at the lot, a car dealer may try to sell you the fully loaded version of a vehicle when the only thing you want is the base model and air conditioning. After talking to the dealer, you customize your new car to include only the features you want.
Most annuities are sold "fully loaded." Rather than allowing customers to select the features they want - as they do when they're buying a car - most companies sell their annuities 'pre-packaged,' so customers may pay for features they don't really need.
The Builder is different. It starts with a 'stripped down model' offering you the safety benefits of most fixed deferred annuities. Then it gives you the ability to choose from a menu of three additional "modules" that give Builder owners extra privileges in exchange for a reduction in the interest rate they earn on their money.
In designing the Builder, we have provided the transparency and choice that we all want as we take responsibility and control for our retirement savings strategies.
- Full Builder product information
- Partner with a local agent
- Balance product information
- Foundation product information
Life insurance products offered through Helmsman Insurance Agency, LLC, 175 Berkeley Street, Boston MA 02116