Foundation Annuities

Build the foundation, enjoy the future.

senior couple discussing foundation annuities
A strong foundation provides the support from which you can build upon. Liberty Life's Freedom Series Foundation Annuity1, a single premium deferred annuity, does just that - creates a foundation safe from market fluctuations with the security of a stream of income for your retirement years.

You purchase a Foundation Annuity with a one-time premium payment. Because the Foundation Annuity is a deferred annuity, it means your annuity value earns interest that won't be taxed until it's withdrawn. And as your interest accumulates, it in turn earns interest, compounding your gains each year.

While the Foundation Annuity provides a stream of income important for your retirement years, it offers additional benefits:

  • Penalty-free access to account values2
  • Withdrawal of account value in the event of certain serious health conditions3
  • A variety of payout options
With a strong foundation, your future possibilities are endless.

Life insurance and annuities issued by:
Liberty Life Assurance Company of Boston, a Liberty Mutual company
Home office: Boston, Mass. Service center: Dover, N.H.

1 Liberty Life Assurance Company of Boston, a Liberty Mutual company, issues Freedom Series Foundation Annuity on policy forms SPDA-2010090, ICC10-SPDA-2010090 as applicable (SPDA-2010090 NY1 in New York) and state variations identified by state code. Product availability may vary by state. Features and benefits may vary based on state approval.

2 May vary by state. Up to 10% of the beginning-of-year account value may be withdrawn without withdrawal charges. Withdrawals are subject to tax on any gain in the contract and, if taken before age 59 ½, may be subject to a 10% federal tax penalty as well as tax on any gain in the contract. You should consult a tax advisor regarding financial implications.

3 Does not apply to pre-existing conditions. May not be available in all states.
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