Renters insurance discounts

At Liberty Mutual, we offer lots of ways to save on renters insurance. Browse our discounts for you and your policy to find out what's right for you.

You

Hey, we like you. These are the discounts you can get for just being you!

Claims-Free

You’ll save on your policy if you have not filed a claim with your previous insurance carrier for five years or more.1

Early Shopper Discount

Wow! This is a good one. Quote with us before your current policy expires and you could save when you sign with us.2

Your policy

These discounts are designed for convenience and savings.

Multi-policy Discount

The more the merrier! You’ll get a discount just for having more than one policy with us. It’s no surprise that this discount that saves both time and money is one of our most popular.3

Preferred Payment Discount

Save yourself time and money by enrolling in automatic payment linked to your bank account.4

Online Purchase Discount

One of our favorites. Buy online and save money, it’s that easy! We'll apply the discount when you complete your purchase online.5

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1Subject to eligibility requirements, and may vary by state. In some states, weather-related claims are not considered qualified claims in determining eligibility for this discount.
2Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
3Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
4Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
5Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.