Renters insurance quotes
Low cost renters insurance,
customized for you.
Start your free renters insurance quote and see how much you could save.
Save money with these renters insurance discounts
You could save 10% when you get customized renters insurance on libertymutual.com.2Learn about saving with discounts
Save on your renters policy if you haven't filed a claim with your previous insurance company for 5 years or more.3Learn more about Claims-Free Discounts and more
Quote with us before your current policy expires and you could save when you sign with us.4 It's really that easy!Learn more about our Early Shopper Discount
Bundle your insurance,
more like bundle of savings!
We also make it fast and easy for you to get a quote. Check out why people have trusted us with their insurance needs for over 100 years!
Customized renters insurance
coverage built for you
Personal Liability and Medical Payments to others
Personal Property Coverage
Blanket Jewelry Coverage
Why choose Liberty Mutual for
Savings? We've got those too! You could save up to 10% of policy premium or pay as low as $5 per month.1
Start your quote today, to see how much you could save on renters insurance when you only pay for what you need.
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Renters insurance frequently asked questions
Liberty Mutual's renters insurance can be as low as $5 a month! Although surprisingly cheap and affordable renters insurance is a great way to keep the things you love safe and protected.
Cost varies based on a few factors
- Values of your items
- How much coverage you want
You can think about the cost of your renters insurance policy like this
- More coverage + lower deductible = higher premium
- Less coverage + higher deductible = lower premium
When you get a renters quote with Liberty Mutual, we make it easy to understand the coverage that's right for you, so you only pay for what you need.
Renters insurance helps protect your belongings like clothes, furniture, and electronics. In general, renters insurance can help pay for damages caused by things like fire, theft, and even some weather-related incidents. So, if you rent an apartment, condo, or home, you probably need renters insurance.
Renters insurance can also help pay legal fees if a visitor is injured at your rental. Keep in mind, renters insurance isn't the same as home or landlord insurance. Those are designed for property owners and don't give you the protection you need as a renter.
Yes, if you rent a property and want to protect your stuff from damage or theft, renters insurance will help.
Please note, renters insurance isn't required by law. That being said, some landlords or residential management companies require it.
Renters insurance typically covers
- Damage from accidents
- Temporary living expenses
You can also add other renters coverages like special coverage for jewelry and/or other high value items.
We can help you save money by customizing your renters insurance so you only pay for what you need.
Renters insurance can pay for water damage to your belongings like furniture, clothes, and electronics caused by a sudden and accidental cause. This can include things like a pipe breaking or a leak caused by a severe storm.
Please note, renters insurance doesn't pay for flood damage and won't cover structures like walls, ceilings, and floors. These would be covered by the building owner.
Yes! No matter where you are, your personal property is covered. Renters insurance is protection that goes with you.
Examples of how renters insurance can help protect your stuff
- In your car: You hid your tablet and camera under the seat but both are stolen.
- On vacation: Sprinklers go off in your hotel room ruining your laptop.
- On the go: Moving? Your policy can protect your belongings 30 days from the day you start the move.
In general, coverage depends on how much stuff you need to protect. To get started, take inventory of your belongings. Include your clothes, electronics, furniture, kitchenware, jewelry, and other items you own. This will help you think about how much protection you need.
For many people, a good amount of coverage is
- $15,000 for personal damage
- $100,000 for liability coverage
You can also add additional coverages to give you extra protection.
Please note, liability coverage comes standard with a Liberty Mutual Renters policy. This means you're protected if you, your family member, or your pet injures someone or damages their property.
Another thing to consider adding is No-fault Medical Coverage. This means your insurance company can help pay for someone's medical bills if they're injured in your home.
Other optional coverages to consider
Your landlord may be insured, but that doesn't mean you're protected if there's an accident.
Landlord insurance covers the investment of the landlord, in other words their property. This includes
- Interior weather damage that may impact the renter, including ceiling and wall damage
- Vandalism to the exterior of the property
- Water damage if a pipe bursts
Getting a renters insurance quote is easy with Liberty Mutual. All you need is
- Basic information about yourself
- Basic information about your rental property
- An estimate of how much your belongings are worth
- Any additional people such as roommates or spouse you want on your policy
Please call us at 800-290-8711 to add one of these.
An additional interest can include
- Home builders
- Apartment complex/Building managers
- Homeowners associations (condo or home)
- City/Municipality request