For Students & Parents
This insurance is for undergraduate and graduate students attending any school in a state where Tuition Insurance is available.1
For as little as 1% of the cost of tuition, you can get 100% coverage. You will be able to see your rate and coverage by getting a personalized quote through this site
Not necessarily. Schools typically offer limited refunds after classes begin, and will provide no refunds after a certain date (varies by school). Given the high cost of tuition, Liberty Mutual Tuition Insurance guarantees comprehensive coverage throughout your policy term. You should familiarize yourself with your school’s refund policy, and the benefits of obtaining a policy such as the one offered here.
Yes, this plan will refund tuition, mandatory fees, and room and board paid to the school regardless of source. This includes federally subsidized and unsubsidized loans, outside non-extendable scholarships, 529 plans, and family savings.
Limited exclusions apply including participating in professional sporting events, taking part in a riot, drug usage, or extreme risks like skydiving and bungee jumping, etc. Specific terms are listed on the policy documents applicable for your school and coverage options.
Pre-existing physical and mental health conditions are covered provided the student has not received medical care or treatment, nor has experienced symptoms of the condition, within 180 days prior to the purchase date, and during the period between the purchase date and the first day of classes of the covered term.
No physical exams or doctors' certification is required to purchase coverage, and all students are eligible. There is no pricing surcharge based on medical history or overall health.
Tuition Insurance must be purchased before the first day of classes at your school for your selected policy term. Coverage is effective through the last day of classes of your selected term. Study abroad students must purchase their policy before the first day of class at the foreign university.
Coverage is provided and underwritten by Liberty Mutual Fire Insurance Company, a wholly-owned member of the Liberty Mutual Group. Liberty Mutual Insurance has been protecting families for over 100 years.
Currently, no additional multi-policy discounts are offered.
At this time Liberty Mutual agents are not able to sell or make changes to Tuition Insurance policies. Should you have additional questions or concerns not addressed here, please email TuitionInsurance@LibertyMutual.com
and we will be happy to assist you.
Liberty Mutual identifies accredited institutions of higher learning to provide benefits specific to each school.* If you don't see your school listed, you can email TuitionInsurance@LibertyMutual.com
with your name and school name and we’ll let you know when we’re available in your area. We are continuously working to expand our network.
Documents can be submitted via email at TuitionInsuranceClaims@LibertyMutual.com
and should be submitted as soon as possible after a withdrawal to ensure timely payment of your claim. When timely submission is not possible, you will generally have 90 days from the date of loss to submit your documents.