Some sections of this site may not function unless you enable Cookies.

Tennessee Auto Insurance

Tennessee Auto Insurance
Auto Insurance in Tennessee
No matter what Tennessee city or town you live in, Liberty Mutual rewards your responsible choices with Auto Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the Tennessee community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including the University of Tennessee, Austin Peay State University and the United Parcel Service (UPS).

To find out if you qualify:
Get a quote online
Call us at 1-800-837-5254
Visit your local agent

Tennessee Auto Insurance Information
Tennessee operates under a Financial Responsibility system. This means that, should you ever get in an accident or be pulled over for speeding, you will be required to provide proof that if you were to cause any damage with your car, you would be able to cover the costs. The easiest way to fulfill this obligation is through purchasing auto insurance. The Tennessee Financial Responsibility law stipulates a minimum level of certain types of auto insurance coverage. These include:
  • Bodily Injury to Others: $25,000 per person / $50,000 per accident - minimum
  • Property Damage Liability: $15,000 per accident minimum

Most people opt for higher amounts of auto insurance coverage than the state minimum in order to protect themselves in case of an accident. To learn more about Tennessee's Financial Responsibility laws, visit the Tennessee Department of Safety.

Get an Auto Insurance Quote

Did You Know?
  • Liberty Mutual opened its first Tennessee office in 1919
  • Today Liberty Mutual employs more than 300 people across the state

Get Tennessee Home Insurance & Save
Insuring both your car and home with Liberty Mutual could qualify you for a multi-policy discount on your Home Insurance. Learn more about Tennessee Home Insurance.

« Back to the Auto Insurance State List.