Homeowners insurance

You could save up to 10% when you buy customized home insurance online1
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Save on home insurance,
with a customized policy.

Homeowners insurance helps protect your home and belongings from damage, loss, and accidents. It can help cover things like theft, fire, bad weather, and extra living costs if you can't stay in your home. At Liberty Mutual, you can customize your coverages to get the best homeowners insurance for your home at an affordable price.

Start your home insurance quote today to see how much you could save when you only pay for what you need!

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Customized home insurance
You can save when you only pay for what you need.
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Home insurance discounts
We'll help you find the homeowners insurance discounts you qualify for.
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Why choose Liberty Mutual
Helping insure the things you love for over 100 years!

Save money with these home insurance discounts

You could save over $400 on homeowners insurance with Liberty Mutual.2
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Online Purchase Discount

You could save 10% when you get customized home insurance on LibertyMutual.com.1

Learn about our homeowners discounts
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Bundle and Save

You could save $950 when you bundle your customized auto and home insurance.2

See our bundling savings options
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Newly Purchased Home

Congrats on your new home! Enjoy some celebratory savings with your policy.

See more home insurance discounts
These are just a few of the ways Liberty Mutual can help you save on the cost of your homeowners insurance
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Bundle your insurance,
more like bundle of savings!

You could save over $950 when you bundle your auto and home insurance with Liberty Mutual!2 But that's not all. You can save by bundling other products from renters to auto, to RV to boat. We can help you get the insurance you need at a great price!

We also make it fast and easy for you to get a quote. Check out why people have trusted us with their insurance needs for over 100 years!
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Customized homeowners insurance
coverage built for you

We'll help you find the coverage that's best for you so you're confident you have the protection you need.

Personal Property Coverage


Included in your homeowners policy, this helps pay for damage to things like your furniture, clothing, and electronics.

Liability Coverage


This helps pay for damage to your house and the structures on it. It can also help pay for medical and/or legal bills if someone's injured on your property.

Other coverages


We can help you customize your coverage to fit your needs. With other coverages like hurricane damage, water backup, inflation protection, and more, we're here to help!

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Why choose Liberty Mutual for
homeowners insurance?

Rated "A" (Excellent) financial by A.M. Best Company, we've been helping people like you protect what they love for over 100 years!3

Savings? We've got those too! You could save over $950 when you bundle your auto and home insurance.2

Start your quote auto today, to see how much you could save on auto insurance when you only pay for what you need.
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Get the Liberty Mutual app today!

The fastest, easiest way to manage your insurance.

Access your ID cards4
Save your ID cards to your device so you have them where you need them, when you need them.

Pay and manage bills
Pay your bills, enroll in Autopay, and update billing preferences in a few easy taps.

File and track claims
From requesting Roadside Assistance to filing a claim in minutes, we're here when you need us.

Explore home insurance for your state and get a quote

Common questions about Homeowners insurance

Begin your free online quote

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Ready for a quote?

More about homeowners insurance