What is landlord insurance?
Landlord insurance is for the protection of rental properties. Generally, policies cover the structure(s) and property used for maintenance.
Yes, landlord and home insurance are different. Home insurance offers personal property coverage, meaning your belongings are protected in your residence. Landlord insurance primarily protects the "dwelling" (or structure) of a property and is not intended for the place you call home.
Save money with these landlord insurance discountsStart your landlord insurance quote to see how much you can save.
What does landlord insurance cover?
- Your property itself
- Damage or injury that occurs on your rental property
- Loss of rent
Does landlord insurance cover tenant damage?
If the damage is caused accidentally, the landlord may be covered. For example, if a tenant experiences a fire in their kitchen, the property would likely be covered.
Consider requiring your tenants to have Renters Insurance. Policies are affordable and easy to get online.