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Manufactured and mobile home insurance

See how much you can save on home insurance!

Call us at 800-291-4549 for your quote. Or start your quote online below.
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What is manufactured or mobile home insurance?

Manufactured home insurance, also referred to as mobile home insurance or just home insurance, helps protect your home and personal belongings from a covered loss. In general, this type of insurance pays for damages or losses due to things like theft, fire, severe weather, and injuries due to an accident on your property.

Accidents can happen and the weather's outside of our control. Home insurance for your manufactured or mobile home is one way to help you prepare. If you value the things inside your home, make sure you're protected with the right insurance.

What does manufactured or mobile home insurance cover?

Policies can cover things like

  • Your home itself and attached structures
  • Your personal belongings (electronics, appliances, tools, etc.)
  • Damage or injury to someone else's property (if you're found liable)
  • A hotel if your home is unlivable
  • Roof repair (doesn't include general maintenance)
  • And more!

Is insurance required on manufactured or mobile homes?

Much like other types of property insurance, insurance on your manufactured or mobile home isn't required by law. But just because it's not required by law doesn't mean you shouldn't protect your home.

Most lenders and mortgage companies do require homeowners to have insurance. Some manufactured or mobile home communities may also require insurance as well.

Why choose Liberty Mutual for your manufactured or mobile home insurance?


Be confident with Assurant®

We've partnered with Assurant® to provide you with quality protection and service.

Choose your payment schedule

Pay for the whole year or in flexible installments. It's up to you.

Only pay for what you need

There are no set packages - coverage is based on your unique needs.2

How to compare manufactured or mobile home insurance companies?

When comparing insurance quotes, you may see a lot of similarities, whether you're looking for the best manufactured or mobile home insurance, or a more affordable option. That's because there are common coverages most mortgage companies require like

  • Dwelling (property damage to your home)
  • Wind/hail
  • Hurricane damage

These coverages may vary by state and lender, so it's always good to check before you get a quote.

Tips for comparing manufactured or mobile home insurance quotes

When comparing manufactured or mobile home insurance, you should also think about the provider. At Liberty Mutual, we've partnered with Assurant® to make your manufactured or mobile home insurance quote quick and easy.

Last but not least, you should also consider the insurance company's reputation. We believe progress happens when people feel secure — and that goes beyond insurance.

How much is manufactured or mobile home insurance?

The cost of insurance will vary depending on your customized coverages, limits, and deductibles. Other factors that typically impact the cost of home insurance include

  • The location of your home and the surrounding environment
  • The type of weather your state experiences
  • The age of your home and its systems
  • If you have any recreational features, like a swimming pool

Generally, the less risk you have the lower your price may be. It all depends on your needs. You can also lower the cost of your premium by increasing your deductible.

What do I need to get a manufactured or mobile home quote?

Gather these details to get your quote faster

  • Basic information about you, your property, any co-owners, and occupants
  • Ownership or mortgage status
  • Details about your home's construction and any safety features
  • If you have an existing home insurance policy

Get started creating your custom mobile home insurance quote by calling us at 800-291-4549.

Manufactured and mobile home insurance frequently asked questions

1If you choose to get a Rate Quote online, you'll be taken to the Assurant website that is not owned by Liberty Mutual. Any information that you provide directly on the Assurant mobile home website is subject to the privacy policy posted on their website, which you should read before proceeding. Liberty Mutual assumes no responsibility for their privacy practices or your use of the website. Need to know where this footnote points.
2Coverage and limits vary by state. Please visit the website for further details. Refer to your policy for specific details, including exclusions and limitations. This program is underwritten by American Bankers Insurance Company of Florida, with its home office in Miami, Florida. In Minnesota, coverage is underwritten by American Security Insurance Company. In Texas, property coverage is underwritten by Ranchers and Farmers Mutual Insurance Company and liability coverage is underwritten by American Bankers Insurance Company of Florida, all of these companies operate under the trade name Assurant®. Each insurer has sole financial responsibility for its own products.