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Condo Insurance Quotes

You could have Condo Insurance for as little as $47 a month.1

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Affordable condo insurance, customized for you.

Condo insurance is an insurance policy purchased by the condo owner that helps cover costs associated with property damage to the unit or loss of personal belongings. Think of it as homeowners insurance for a condo.

Save money with these condo insurance discounts

Start your condo insurance quote to see how much you can save.

Protective Devices Discount

Installing protective devices in your home could save you money.2

Bundle and Save

Convenience and savings — need we say more? Combine your auto and condo policies and get a discount.
See our bundling savings options

Safe Homeowner Program

Save on your premium if your condo remains claim-free for three years.3

What does condo insurance insurance cover?

  • Your belongings
  • Property Damage
  • Damage to someone else's property
  • Personal liability if there are medical bills and legal expenses if someone is hurt at your home
  • Living expenses incurred if you temporarily vacate your condo as a result of a covered loss

Keep in mind condo insurance covers your personal property no matter where you are.

That’s right. It will cover your items if they are stolen from your car, damaged on vacation, or lost while on the go.

Does condo insurance cover me while moving?

Yes, if you are moving your policy will protect your belongings for 30 days from the day you start the move, including if your items are in a storage facility.

How much is condo insurance?

You could have Condo Insurance for as little as $47 a month1, but similar to other types of insurance, the cost of your condo insurance depends on a number of factors. Location, your deductible, and the coverage you choose all impact what you pay.

The good news is condo insurance is typically less expensive than homeowners insurance. When you own a house, you are responsible for the entire structure, inside and outside. With condo insurance, you are usually paying just for coverage of the interior of your unit which tends to make it cheaper than a homeowners policy.

Liberty Mutual customizes your coverage so you only pay for what you need.

Download our app - the easiest way to manage your policy

QR code for mobile app
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Open the camera on your phone, hold it up to the QR code, and tap the link to download.
Access your ID cards
Save them right to your device for proof of Insurance.4
Pay and manage bills
Quickly pay bills, enroll in Autopay, and update billing preferences.
File and track claims
File a claim in minutes when you need it.
  • Access your ID cards
  • Pay and manage bills
  • File and track claims
  • ...and more!

What is an H06 Policy?

You're in the right place.

An HO6 policy is just another word for a condo insurance policy. If you’re looking for an HO6 policy, no worries, you’ve found it. This term is generally interchangeable with “condo insurance.”

Why choose Liberty Mutual for Condominium Insurance?

  • You’ll work with a dedicated insurance agent who’s an advocate in your corner.
  • You’ll get all the coverage you need—and nothing you don’t.
  • We’ve been helping people like you protect what they love for more than 100 years.
  • We’re rated “A” (Excellent) financial by A.M. Best Company5

Get started creating your custom condo insurance quote

Start my quote

Looking for some advice? We can help.

Cat with her owner going to their new home in her carrier

Moving with pets

Moving can be a particularly stressful experience for your furry friends. Keep your pets calm while moving by following a few easy steps before, during, and after your move.
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Property insurance 101

Keep your valuables and personal property fully covered.

Begin your free online quote


Ready for a quote?

1Based on the 2021 average premium for Liberty Mutual condo policies.
2Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
3Discount will vary by customer and are subject to policy deductible. Not available in Texas.
4Insurance ID cards are permitted in most states; however, some states do not permit the use of Mobile Insurance ID cards as proof of insurance.
5A.M. Best Rating Services, 2021.