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Condo insurance quotes

Get customized condo insurance for as little as $35 a month.1
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Affordable condo insurance, customized for you.

Your condo is a big investment that's worth protecting. We know the things in your home are more than just stuff and we can help you protect it with a condo insurance policy.

Also known as an H06 policy, condo insurance is like homeowners insurance for your condo. Start your free condo insurance quote today and see how much you can save with Liberty Mutual!

Save money with these condo insurance discounts

Start your condo insurance quote to see how much you can save.

Protective Devices Discount

Installing protective devices in your home could save you money.2

Bundle and Save

Convenience and savings — need we say more? Combine your auto and condo policies and get a discount.
See our bundling savings options

Safe Homeowner Program

Save on your premium if your condo remains claim-free for three years.3

What is condo insurance?

Condo insurance helps protect your belongings like clothes, furniture, and electronics. In general, condo insurance can help pay for damages and/or losses due to things like

  • Fire
  • Theft
  • Severe weather
  • Injuries due to an accident on your property

Start your condo insurance quote to see how much you could save!

What does condo insurance insurance cover?

  • Your belongings
  • Property Damage
  • Damage to someone else's property
  • Personal liability if there are medical bills and legal expenses if someone is hurt at your home
  • Living expenses incurred if you temporarily vacate your condo as a result of a covered loss

Does condo insurance cover my things outside of my condo?

Yes! Condo insurance helps cover your personal property no matter where you are. Condo insurance is protection that goes with you.

Here's some examples of when condo insurance can help

  • In your car: You hid your tablet and camera under the seat but both are stolen.
  • On vacation: Sprinklers go off in your hotel room ruining your laptop.
  • Moving: Your policy protects your things for 30 days from the day you start moving, including items in a storage facility.

What is not covered by condo insurance?

Some common damages not covered by condo insurance can include (not limited to)

  • Earthquakes
  • Floods
  • Intentional acts

You may be able to buy a separate policy for some of these damages if needed.

How much condo insurance coverage do I need?

In general, coverage depends on how much stuff you need to protect. To get started, take inventory of your belongings. Include your clothes, electronics, furniture, kitchenware, jewelry, and other items you own. This will help you think about how much protection you need.

While coverage will ultimately depend on how much stuff you need to protect, coverage of $15,000 for personal belongings and up to $100,000 in liability coverage, with the option to add on additional coverages, is often sufficient.

Please note, Liability Coverage comes standard with a Liberty Mutual condo policy. This coverage means you're protected if you, your family member, or your pet injures someone or damages their property.

Another thing to consider adding is No-fault Medical Coverage. This means your insurance company can help pay for someone's medical bills if they're injured in your home.

Liberty Mutual customizes your coverage so you only pay for what you need.

Download our app - the easiest way to manage your policy

QR code for mobile app
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Open the camera on your phone, hold it up to the QR code, and tap the link to download.

Access your ID cards

Save them right to your device for proof of Insurance.4

Pay and manage bills

Quickly pay bills, enroll in Autopay, and update billing preferences.

File and track claims

File a claim in minutes when you need it.
  • Access your ID cards
  • Pay and manage bills
  • File and track claims
  • ...and more!

How much is condo insurance?

You can get condo insurance for as little as $35 a month!1 Like other insurance, the cost of your condo insurance depends on things like your

  • Location
  • Deductible
  • Coverages you need

The good news is condo insurance is typically less expensive than homeowners insurance. When you own a house, you're responsible for the entire structure, inside and outside. With condo insurance, you're usually paying just to protect the inside of your unit which can make it cheaper.

What do I need to get a condo insurance quote?

Getting a condo insurance quote is easy with Liberty Mutual. All you need is

  • Basic information about yourself
  • Basic information about your condo
  • An estimate of how much your belongings are worth
  • Any additional people such as a roommate or spouse you want on your policy

Get started creating your custom condo insurance quote

Start my quote

Condo insurance frequently asked questions

Looking for some advice? We can help.

Cat with her owner going to their new home in her carrier

Moving with pets

Moving can be a particularly stressful experience for your furry friends. Keep your pets calm while moving by following a few easy steps before, during, and after your move.
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Property insurance 101

Keep your valuables and personal property fully covered.

Begin your free online quote


Ready for a quote?

1Premium will vary by state and coverages selected.
2Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
3Discount will vary by customer and are subject to policy deductible. Not available in Texas.
4Insurance ID cards are permitted in most states; however, some states do not permit the use of Mobile Insurance ID cards as proof of insurance.
5A.M. Best Rating Services, 2022.