Two people riding motorcycles on a desert road

Motorcycle Insurance

Custom coverage for your motorcycle

call or contact an agent to start your motorcycle quote
Or call us at 1-888-413-3727

What does motorcycle insurance cover?

  • Damage from a collision
  • Accidents not involving a crash
  • Damage to someone else’s property
  • A new bike if yours is totaled

Motorcycle discounts our customers love

Be sure to ask your agent about all the motorcycle discounts Liberty Mutual offers.

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Safety Course Discount

You’ll save if you’ve completed an approved safety course within the past 3 years.1
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Bundle and Save

Save when you bundle your motorcycle insurance with your auto, home, or life policy.
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Experienced Rider

We’ll give you a discount if you’ve had your motorcycle license for 3 years or more.1

Understand your motorcycle coverage options

Coverage
Real life example
Standard
Add-on
Collision
You damage your bike when you hit a car door. This will help you get it repaired.
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Bodily Injury Liability
You injure another motorcyclist while riding. You'll be covered for their medical bills.2
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Better Bike Replacement™
Your bike is totaled after an accident. This will help you get a new one.3
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New Bike Replacement Coverage
Your brand new bike suffers damage, making it a total loss. Get a new bike with this coverage.4
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24-Hour Roadside Assistance
Your bike breaks down in the middle of a long road trip. Count on roadside help with this coverage.5
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Accident Forgiveness
After years of never getting in an accident, you swipe a car door. You’re forgiven – we won’t raise your rate.6
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Common questions

1Restrictions apply and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
2Subject to claim.
3Optional coverage in some states. Availability varies by state and eligibility rules apply.
4Availability varies by state and eligibility rules apply.
5Coverage is provided on the optional Towing & Labor Coverage endorsement. May vary by state. Applies to mechanical breakdowns and disablements only and may be subject to limits.
6ACCIDENT FORGIVENESS NOT AVAILABLE IN CA. Terms and conditions apply.