Umbrella Insurance
The ultimate protection for the unpredictable
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What does umbrella insurance cover?
- Additional liability (over the limits of your vehicle and home policies)
- $1 million in coverage, with higher limits available
- Coverage for those in your household
- Worldwide protection
We customize your insurance so you only pay for what you need.
What is umbrella insurance?
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What is umbrella insurance?
Umbrella insurance provides a layer of liability protection that goes further than your vehicle and home policy, meaning it covers claims those policies can’t. Sometimes known as personal liability coverage, umbrella insurance is intended for claims that have substantial financial loss at stake.
Do I need umbrella insurance?
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Do I need umbrella insurance?
Umbrella insurance is right for anyone looking to protect their personal and financial well-being. A slip and fall on your property, a bad car accident, or even a defamation lawsuit are all things that can jeopardize your assets.
Umbrella coverage can protect you in the following scenarios:
- Malicious prosecution
- Libel or slander
- False arrest
- Violation of privacy
- Wrongful eviction
Looking for some advice? We can help.
Property insurance 101
Keep your valuables and personal property fully covered.
Disaster preparation
Having a go bag can be a life saver in an emergency.
1Rates vary. Applicants individually underwritten. Your home or boat policy does not have to be with Liberty Mutual, but minimum liability limits are required.
2Some typical exclusions include malpractice lawsuits, business pursuits, workers compensation, intentional damage caused by the insured.