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Car insurance quotes
Affordable car insurance, customized for you.
Liberty Mutual has been in the auto insurance business for over 100 years. So, whatever your budget, we offer a variety of discounts to get you the insurance price savings you need. Whether you're looking for basic car insurance, or comprehensive coverage, we'll customize a quote for you.
We offer a variety of digital tools like RightTrack and our mobile app to help our customers save money and manage their policies 24/7. Start a free online auto insurance quote to get your customized price in minutes, so you only pay for what you need.
Save money with these auto insurance discounts
Start your auto quote to see how much you can save.Violation free discount
Bundle and Save
RightTrack®
Those are just a few of the ways Liberty Mutual helps you save on your car insurance costs.
What affects my car insurance rate?
Things that insurance companies consider that typically affect your auto insurance rate are:
- Your driving record
- How often you drive
- Cost to repair your vehicle
- If your car has safety issues
Every driver on the road is unique. Your car, your driving history, and of course your budget are all factors to consider when shopping for car insurance. That's why we customize your car insurance so you only pay for what you need.
What does car insurance cover?
- Injury to you or someone else
- Damage to someone else's car
- Damaged property
What is typically not covered by car insurance?
- General maintenance for your vehicle
- Personal items inside your vehicle
- Ridesharing such as for Uber and Lyft and other commercial uses
- Injuries to pets
Why choose Liberty Mutual for car insurance?
- Liberty Mutual customizes your insurance so you only pay for what you need
- You could save $950 on auto and home when you bundle your insurance policies3
- We've been helping people like you protect what they love for more than 100 years
- We're rated "A" (Excellent) financial by A.M. Best Company5
Download our app - the easiest way to manage your policy
Access your ID cards6
Pay and manage bills
File and track claims
- Access your ID cards6
- Pay and manage bills
- File and track claims
- ...and more!
What do I need to start a car insurance quote?
Getting a quote with Liberty Mutual is easy and fast. You may have to provide the following information:
- ZIP code where you live
- Driver's license number
- Make, model and year of your car
- Vehicle Identification Number (VIN)
- Approximate miles on your vehicle
How can I compare quotes from different car insurance companies?
It's best to start by understanding the coverage you need and then comparing the overall price of similar policies. Make sure the deductible amounts are about the same as well.
Get started creating your custom car insurance quote
Start my quoteWhat kind of car insurance does my state require?
Common questions about car insurance
When comparing quotes, you may wonder, what is the average cost of car insurance? Learn about average car insurance costs and the variables that can influence it.
To determine what insurance coverage you need, you'll need to consider factors like your driving history, where you live, and what your state requires for basic coverage. If you lease or finance your vehicle, you also might be required by your lender to carry more coverage, like collision and comprehensive. Learn more about our car insurance coverages.
Liberty Mutual has licensed agents and offices near you. Find an agent or a local office to get started.
Existing customers can easily add a teen driver to their policy in their online account. If you're looking for a new car insurance policy for your teen driver, start your free quote.
Or learn about how to get the best car insurance rate for teens.