- Auto and Vehicle
- Car Insurance
- Car Insurance for Teen Drivers
Car insurance for teens
Affordable car insurance,
customized for your teen.
At Liberty Mutual, we make it easy for teens and young drivers under 25 to get affordable car insurance. With several auto insurance discounts available to your teen, we'll help you get the coverage you need at a great price. See how our discounts can stack up with a fast and easy auto quote.
We'll help you find the young driver discounts you qualify for.
You can save when you only pay for what you need.
We've been helping insure the things you love for over 100 years!
Save money with these car insurance discounts for teens and new drivers under 25
Offers a discount when you add a new teenage driver to your policy within the past year.2
Discount given to drivers under the age of 21 for completing a qualified program.2
Provides a discount to students under the age of 25 that achieve at least a B average.2
Bundle your insurance,
more like bundle of savings!
We also make it fast and easy for you to get a quote. Check out why people have trusted us with their insurance needs for over 100 years!
Customized car insurance for young drivers and teens
Liability coverages
Vehicle coverages
Optional coverages
Why choose Liberty Mutual for
car insurance?
Savings? We've got those too! You could save over $950 when you bundle your auto and home insurance.3
Start your quote today, to see how much you could save and teen or young driver auto insurance when you only pay for what you need.
Get the Liberty Mutual app today!
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Access your ID cards5
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Pay your bills, enroll in Autopay, and update billing preferences in a few easy taps.
File and track claims
From requesting Roadside Assistance to filing a claim in minutes, we're here when you need us.
What car insurance does my state require?
Frequently asked questions about teen drivers and car insurance
Liability Coverage is required in most states with minimums set by state. This is what pays for damages to another person's property and/or injuries if you're at fault for an accident.
There are also "optional coverages" that can be required. These depend on car ownership. For example, if your car is leased or financed, the lender may require coverage for
- Collision
- Comprehensive
Either way, teen drivers can benefit from
- Higher liability limits
- Collision Coverage
This is important, as accidents can be more likely for inexperienced drivers, so added protection is nice
Another optional coverage to think about is 24-Hour Roadside Assistance Coverage.6 This can help give teens and parents peace of mind with help for flat tires, dead batteries, running out of gas, getting locked out of the car, and towing.
No, but adding a teenage driver to an existing policy of a parent or guardian may be a more cost-effective option. However, if a parent or guardian has tickets or other serious driving offenses, it may be cheaper for a teen driver to get their own policy. The best way to figure out if adding your teenage driver is a good idea, is to get a quote.
You can easily add a teen driver to your Liberty Mutual policy in your online account. For a new car insurance policy for your teenage or under 25 driver, you can start your free quote today.
For teen drivers, car insurance typically goes down incrementally for each year of driving. In most cases, this is until age 25-assuming they have a good driving record. Check with your insurance company to find out when your teen driver's rates are expected to go down.
Yes! With our RightTrack®7 program, we'll reward your teen for good driving behavior and could save you up to 30%. You'll keep this discount for the life of your auto policy. RightTrack provides feedback to your teen driver, helps them improve their driving habits, and encourages safe driving behaviors.
We even guarantee a discount just for participating! Also, if your teen driver has a GPA of B or better, our Good Student Discount can help you save even more money.2
Just let us know! Our Student-Away-At School Discount gives you a discount if your teen driver is away at school and only occasionally drives your car.2