Car insurance discounts

At Liberty Mutual, we offer lots of ways to save. Browse our comprehensive list of discounts then begin your quote below to find out just how much extra money you'll be pocketing each month.

Discounts for drivers

Hey, we like you. These are the discounts you can get for just being you!

Homeowner Discount

Being a homeowner qualifies you for savings.1

Military Discount

We salute those who are Active, Retired, or Reserved in the U.S. Armed Forces. We thank you for your service.

Early Shopper Discount

Wow! This is a good one. Get a car insurance quote with us before your current policy expires and you could save when you sign with us.1

Good Student Discount

Attention class: If you (or your student) have a GPA of B or better, we're happy to reward your hard work with a discount on your policy.1

Student-Away-at-School Discount

You're eligible for a discount if your son or daughter is away at school and only occasionally drives your car.1

Discounts for your driving

Safe drivers always save.

Claims-Free Discount

Safe driving pays off. If you have a claims-free driving history, we'll reward you for it with savings.1

Violation Free Discount

Great drivers are made, not born. You'll get a discount if your driving history is violation-free.1


Get rewarded for your good driving behavior by enrolling in the RightTrack program. You'll receive an initial discount just for participating and a final discount of up to 30%.2

Discounts for your auto insurance policy

These discounts are designed for convenience and savings.

Multi-Policy Discount

The more the merrier! You'll get a discount just for having more than one policy with us. It's no surprise that this discount that saves both time and money is one of our most popular.1

Multi-Car Discount

Why complicate things? Insure all your vehicles with us and save.1

Preferred Payment Discount

Save yourself time and money by enrolling in automatic payment linked to your bank account or get a discount for paying for your policy in one or two payments.1

Online Purchase Discount

One of our favorites. Buy online and save money, it's that easy! We'll apply the discount when you complete your purchase online.3

Paperless Policy Discount

It's a win-win. Good for your wallet and the environment.1

Your choice

In addition to discounts, you can customize your insurance, so you only pay for what you need.

You could save up to 12% when you buy customized car insurance online

check mark icon
check mark icon
check mark icon
check mark icon
1Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
2The RightTrack® discount applies only to the base coverages on the participating vehicle, which may include Bodily Injury, Property Damage, Comprehensive, Collision, Personal Injury Protection (PIP) or Medical Payments, Uninsured Motorist, and Underinsured Motorist (subject to state availability), and excludes fixed expenses (where applicable). Initial discount may vary by state and is replaced with a final discount upon completion of a review period. Not available in all states. Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116. © 2024 Liberty Mutual Insurance
3Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.