Auto Insurance resources

Wondering whether your car insurance protects the driver or the car? Here's what you need to know to help protect yourself and whoever drives your car.

This guide explains whether an unmarried couple can get car insurance together, the benefits and drawbacks of combining policies, when separate coverage may be smarter, and what to expect if you marry or separate.

Non-owner car insurance gives people who drive but do not own a vehicle a layer of liability protection when they borrow, rent, or use shared cars.

Gap insurance bridges the difference between your vehicle's actual cash value payout and your remaining loan or lease balance after a covered total loss.

Car insurance provides coverage in the event of an accident, but what if your car breaks down? Will your auto insurance cover mechanical problems or non-accident repairs?

Auto insurance can seem complicated. Here are 9 questions to consider when talking with your car insurance company.

While it can seem arbitrary, there are actual reasons you can see your price go up and down.

Insurers often look at a person's credit history when setting rates for auto insurance. While that might come as a surprise, understanding why they do it can help you take better control of your insurance expenses.

Moving usually requires making changes to your auto insurance policy. We'll answer some of the most common questions about relocating and car insurance so your coverage can settle into your new home with you.

As a driver, you have a lot of car insurance coverages to choose from. Some are required by your state, and others are optional—but recommended for extra protection.

Being a driver on your parent's auto insurance policy is easy and can save you money. But how long can you stay on your parent's policy?

Whether you're buying your first vehicle or recently purchased a new car, protecting your investment and your loved ones is critical.

You may be wondering, why is my car insurance so expensive and how can I lower it?

Learn how to file an auto insurance claim in 3 steps, plus additional claims FAQs to help.

Playing defense is a crucial part of safe driving. At its heart, defensive driving is made up of practices you should use every time you get behind the wheel.

No one expects to be in a car accident, but it can happen to anyone. When it does, you need to know what to do at the scene.

Here are some tips to help you recover quickly from the situation.

Follow these 3-steps to ensure a smooth transition to a new auto insurer without lapsing in coverage or harming your credit.

How to get the best car insurance in 5 steps

If you've had a recent speeding or parking ticket, you may be wondering how—and if—it will impact your car insurance rate.

Liability helps pay for property damage and medical costs for other people if you're found at-fault for an accident. Learn more about what it does and doesn't cover.

Auto liability limits determine how much your insurer will pay for injuries and property damage you cause in an at-fault accident. Choosing the right limits helps protect your savings, income, and other assets if a serious claim occurs.

Understanding what a car insurance deductible is, when it applies, and how to choose one can be confusing. We'll help you feel confident in choosing a car insurance deductible that's right for you.

Learn the difference between Collision and Comprehensive insurance, when each applies, and how to choose the right coverage and deductible for your needs.

Congratulations on getting married! We know this is an exciting time! What's better than parties, presents, and ... car insurance updates? Well, maybe not car insurance updates but we can help make it easy.

Experiencing the total loss of your vehicle can be stressful. Knowing what to expect and getting answers to your questions can help you better navigate the process.

Considering an electric car? Learn how to insure your electric vehicle (EV) so you get the best coverage and rates for your new ride.

Frequently asked questions about no-fault car insurance

Knowing if and why your insurance changes can help you better understand how to save you time and money.

You can buy car insurance any time of the year. However, there are certain times you may want to think about shopping for auto coverage. To help you find what you need, we've gathered some common questions about the best time to buy car insurance. Oh, we also have the answers too.

Learn about 9 Scenarios where car insurance typically doesn't provide coverage and add-on coverages that may help cover additional situations.

Whether in a parking lot or parked on the street, here are tips and answers for what to do if someone hit your car while it's parked.

Learn why insurance on new cars can cost more to insure due to factors like depreciation, advanced technology, theft, lender requirements, and more.

Learn how and why a car's make and model affects insurance rates, and which have the highest, and lowest rates, on average.

Severe weather events and flooding can cause significant damage to your vehicle. If this happens to you, it's important to understand what is and isn't covered under your car insurance policy.

Learn the basics about how to get car insurance as a non-U.S. citizen.

A hailstorm can cause significant damage to your car. But how much hail damage will your auto insurance cover?

Knowing how an SR-22 works and why you may be required to have one is important in helping you understand how this filing can impact your auto insurance.

When harsh winter weather throws snow, ice, and other cold driving conditions at you, it's important to understand what is and isn't covered by your auto insurance. Here, we'll answer some of the top questions about winter weather and car insurance.

Learn how to get the right insurance to protect your luxury or high-end car.

What's the difference between car insurance and a car warranty? Here's what you need to know about these 2 very different protections.

If you have an auto claim, your insurance company may go after the 3rd party that caused the loss by way of a process called subrogation.

By understanding how car insurance works on leased vehicles, you can feel good knowing you're keeping up with your lease agreement.

Uninsured/underinsured motorist coverage is car insurance that helps pay for your medical bills, lost wages, and car repairs if you're in an accident with a driver who has little or no insurance.

When it comes to getting insurance for an older vehicle, there are a lot of things that can influence your decision.

When booking a rental car, you'll likely be asked about adding insurance. But if you already have coverage for your own car, do you really need it?

Learn the basics about how to get car insurance as a senior citizen.

Getting car insurance for the first time can be overwhelming! But with the right information, you can feel more confident navigating your options and choosing coverage that fits your needs and budget.

If you qualify, accident forgiveness can be added to your car insurance policy as an optional benefit, protecting you from premium increases should you have a first at-fault accident. After all, one mistake shouldn't mean having to pay more every month.

This guide explains who counts as a low mileage driver, what insurers consider "low mileage," how mileage affects rates, how to calculate your annual miles, and how Liberty Mutual can help you find the right coverage and savings.

The right amount of car insurance depends on your state, your car, and how much risk you want to carry yourself. At a minimum, you need to meet your state's legal requirements, but in many cases, the minimum is not enough to fully protect your savings, income, or car. Use our free car insurance coverage calculator to estimate how much car insurance coverage you need and compare liability, collision, and comprehensive options.

Whether it's a brand-new car or just new-to-you, buying a car is exciting. But before you head home, check with your local laws to see what insurance is required.

Buying a new car? These tips will ensure you don't pay more than you need.

Buying a used car can save money, but it also requires careful inspection and smart questions to avoid surprises. Whether you're buying from a dealer or a private seller, knowing what to look for (mechanically, legally, and financially) helps you make a confident purchase. This guide walks through the most important questions to ask, what to check before you buy, and how to insure your new used car.

Find the information you need to help decide how and where to sell your car, the value, and what to do about car insurance after you sell.

One of the best ways to make your teen a better driver is to make yourself a better driving coach.

A new driver might mean a new set of wheels. Beware of these 3 common mistakes before you buy a car for your teenager.

Learn how teens and other new young drivers under 25 can save money on car insurance despite generally being considered higher risk.

These winter driving tips cover vehicle prep, in car techniques, and simple habits that improve safety and confidence when temperatures drop.

These safe driving tips for teens cover conversations, rules, training, practice, and insurance so you can help your teen build safe habits that last a lifetime.

Do you have multiple insurance policies? Bundling them is a simple and easy way to keep your policies together and help save you money.

Many insurers offer savings to customers who bundle their policies with the same company. But how do you go about bundling your insurance? We'll show you how to bundle your policies in 3 easy steps.

An umbrella insurance policy covers liability costs beyond what your regular insurance would pay. Learn more about if an umbrella policy is right for you.

If you're a landlord, property owner, or real estate investor, umbrella insurance provides an extra layer of liability protection against incidents that could exceed the limits of your current insurance policy.

One unexpected accident or lawsuit could put your savings, home, or future at risk. Discover how umbrella insurance provides an extra layer of protection that goes beyond your existing liability coverage when you need it most.

Umbrella insurance helps pay for major liability claims when the limits on your underlying insurance run out. It adds extra liability coverage above your primary policies so it can help protect you from large claims involving bodily injury, property damage, libel, slander, and other covered personal liability losses. According to the ACE Private Risk Services, a typical $1 million umbrella insurance policy costs about $150 to $400 per year, making it an affordable option to ensure you're fully covered.