Personal Injury Protection Coverage

Also known as PIP for short, this coverage addresses injury related expenses from an accident.

Do I need Personal Injury Protection?

First – What is Personal Injury Protection? PIP coverage is different from medical payment coverage because it can take care of expenses beyond initial medical care. PIP coverage details vary from state to state depending on what yours requires. Some states do not require PIP at all, while others mandate coverage and specific details. Liberty Mutual will add the PIP coverage your state requires when you quote. From there, you can choose to increase coverage depending on what’s right for you.
man with cast recovering at home

Examples of what PIP generally covers

  • Hospital bills for you or someone injured.
  • Rehabilitation costs.
  • Medication or prothesis.

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Other insurance coverages for your medical expenses

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Uninsured Motorist Coverage

Protection in the event that you get in an accident with a motorist that does not have insurance.

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Medical Payments Coverage

Coverage that pays for your initial medical expenses if you’re hurt in an accident, regardless of who is at fault.