Medical Payments Coverage

Coverage that pays for your initial medical expenses if you’re hurt in an accident, regardless of who is at fault.
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What you should know

The passengers in your car are also covered, as well as family members living with you if they are injured as pedestrians, or when riding in another person’s car.

Keep in mind that while this coverage is for medical costs, it isn’t a substitute for health insurance. Examples of what it covers include:

  • Ambulance transportation.
  • An initial hospital stay.

Man resting with cast and crutches

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Other insurance coverages for your medical expenses


Uninsured Motorist Coverage

Protection in the event that you get in an accident with a motorist that does not have insurance.


Personal Injury Protection Coverage

Also known as PIP for short, this coverage addresses injury related expenses from an accident.


Bodily Injury Liability Coverage

Critical protection that always comes standard on your auto policy.


Property Damage Coverage

Insurance that protects you if your car damages someone else's vehicle or property.