Liberty Mutual Deductible Fund^®

If you're an existing customer, call us to get enrolled. If you're new here, get an auto quote online in under 5 minutes.

Once the claim is filed, you'll be required to pay your insurance deductible. This deductible will be reduced by the balance in your Deductible Fund.

Use your Deductible Fund to reduce the cost of your original deductible, so you pay less out-of-pocket.

If you need to use your entire fund, your Deductible Fund will reset automatically at renewal.

Your fund will continue to build each year, so the money in your Deductible Fund is there for you whenever you need it.

Repairs or replaces your car when it's damaged in collisions with another vehicle or object.

Add-on protection for non-collision incidents that damage your vehicle.

We'll help you find an approved direct repair facility as a result of an accident.

If your new car is stolen or totaled in the first year, you’ll get the money for a brand-new car, not just the depreciated value.

If your car is totaled, we’ll give you the money for a model that's one year newer.

Customized coverage that covers your rental car expenses in the event of a covered accident.

Learn about 24-hour Roadside Assistance from Liberty Mutual, always here for you in case of an emergency.

If your car is totaled or stolen, and its value is lower than the amount remaining on your loan, Gap Coverage will cover the remaining amount you owe.

Replace any damaged parts to your vehicle with parts that meet the highest quality standards.

Receive exclusive savings on auto insurance. It's our way of showing appreciation for the difference you make.

Auto coverage for driving south of the border. Learn more about how and when to temporarily add Mexico Car Insurance to your policy.