Liberty Mutual Deductible Fund®

Save for the unexpected by lowering your deductible each year. Call us today to add it to your existing policy or begin your customized auto quote below.

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How it works

  • First, what is a deductible? It’s the initial amount toward a claim before coverage kicks in (even if you’re not at fault).
  • You pay $30 as part of your yearly premium toward your Deductible Fund.
  • Liberty Mutual lowers your deductible by $100 every single year.
  • The money in your fund will reduce the balance you pay out-of-pocket if you have a claim.

Note: After year 5, you’ll continue to earn and save beyond the $500.

Breakdown of how much you can with Liberty Mutual's Deductible Fund coverage

Deductible Fund in action


Enroll in Deductible Fund

If you're an existing customer, call us to get enrolled. If you're new here, get an auto quote online in under 5 minutes.

Save on your deductible

Once the claim is filed, you'll be required to pay your insurance deductible. This deductible will be reduced by the balance in your Deductible Fund.

Check your deductible balance

Use your Deductible Fund to reduce the cost of your original deductible, so you pay less out-of-pocket.

Renews automatically

If you need to use your entire fund, your Deductible Fund will reset automatically at renewal.

Watch your fund grow

Your fund will continue to build each year, so the money in your Deductible Fund is there for you whenever you need it.

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