Browse home coverage options
Covered by Personal Property Replacement CostOPTIONAL COVERAGE
In the event of a covered loss, we'll pay the actual cash value for items at the time of loss, then up to the full amount of the cost in today's market.
Covered by Blanket JewelryOPTIONAL COVERAGE
Replaces your jewelry if it is lost or stolen, with no deductible or up-front appraisal necessary.
Covered by Personal Liability and Medical Payment to OthersCOMES STANDARD
Covers you in the event of injury or property damage to somebody else.
Covered by DwellingCOMES STANDARD
Covers your home and the structures on your property.
Covered by Wind/HailCOMES STANDARD
Covers your property for damage caused by wind and hail.
Covered by HurricaneCOMES STANDARD
Covers damage to your property in the event of a hurricane.
Covered by Inflation ProtectionOPTIONAL COVERAGE
Automatically adjust your coverage limits at your policy’s renewal to keep pace with inflation and you will also receive a discount on your policy premium.
Every home is unique. With Liberty Mutual, you can customize coverages to ensure you get the best homeowners insurance for your home and needs at an affordable price.Homeowners insurance coverage calculator