Personal Property Coverage

Pays the actual cash value of covered personal property that needs to be replaced due to a covered loss.
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What is Personal Property Coverage?

Personal Property Coverage is included as part of your Homeowners Insurance policy.

This insurance covers your personal items, including personal property you may be using outside of your home.Common items protected with this coverage:

  • Furniture
  • Clothing
  • Electronics

With Personal Property Coverage, you’ll receive the actual cash value of covered personal property that needs to be replaced due to a covered loss.

Furnished living room with lots of natural light.
1Optional coverage. Subject to a deductible. May vary by state.