- Homeowners Insurance
- Homeowners Insurance Coverages
- Personal Property Coverage
Personal Property Coverage
Pays the actual cash value of covered personal property that needs to be replaced due to a covered loss.
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What is Personal Property Coverage?
Personal Property Coverage is included as part of your Homeowners Insurance policy.
This insurance covers your personal items, including personal property you may be using outside of your home. Common items protected with this coverage:
- Furniture
- Clothing
- Electronics
With Personal Property Coverage, you'll receive the actual cash value of covered personal property that needs to be replaced due to a covered loss.
Homeowners insurance coverage calculatorInsurance coverages for your home
Additional Living Expenses/Loss of Rent
Covers any necessary increase in living expenses incurred by you and your house so that you can maintain their normal standard of living.1
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Liberty+
Protect your biggest investment — your home
Liberty+ is a free online resource where Liberty Mutual policyholders can find invaluable guides, step-by-step instructions, and expert advice to help protect their homes.
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1Stated policy limits apply; not available in all states.
Optional coverage. Subject to a deductible. May vary by state.