- Car Insurance
- Auto Insurance by State
- Massachusetts Car Insurance
Get a Massachusetts car insurance quote
You could save hundreds on auto insurance when you switch to Liberty Mutual1
Buying auto insurance in Massachusetts
Massachusetts car insurance discounts
Buy your policy online and save. It's that simple.2
Learn more about SavingsConvenience and savings — need we say more? Combine your policies and get a discount.2
Learn about Bundle and Save Discounts and moreGet rewarded for your good driving behavior by saving up to 30% on your policy.3
Save with our safe driver programMassachusetts minimum car insurance requirements (25/50/30)
It's illegal to drive without car insurance in Massachusetts. To drive legally, you need to have at least the following coverage amounts and minimums in Massachusetts.4
Coverage type | State requirements |
|---|---|
| Bodily Injury to Others Coverage | $25,000 per person, $50,000 per accident |
| Property Damage Liability Coverage | $35,000 per accident |
| Uninsured Motorist Bodily Injury Coverage | $25,000 per person, $50,000 per accident |
| Personal Injury Protection (PIP) | $8,000 per person, per accident |
Check out the Massachusetts Division of Insurance for more details.
Average car insurance cost in Massachusetts, 2026
According to 2026 data, the average cost of “full” coverage car insurance in Massachusetts is about $1,836 per year.
Drivers in Massachusetts will pay more, or less, depending on their coverages, car, age, driving record, where they live, and more.
How do I get cheap car insurance in Massachusetts?
Everyone wants cheap car insurance, but the lowest price isn't always the best value. The right policy should fit your budget and give you reliable protection.
With Liberty Mutual, you can get quality coverage and could save hundreds on your auto insurance policy when you switch.1