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Liberty Benefit Program: Connecticut Crumbling Foundations
Liberty Mutual Insurance, Safeco Insurance and their affiliates* have created a $7 million fund to assist customers in Connecticut who are experiencing deterioration of their foundation due to defective concrete. This fund is called the Liberty Benefit Program.

The Liberty Benefit Program is designed to supplement the funds provided by Connecticut Foundation Solutions Indemnity Company, Inc. (CFSIC).

Liberty Mutual, Safeco and their affiliates* partnered with CFSIC to provide additional relief to eligible current and former customers if their repair costs exceed their CFSIC benefit.


Approximately 35,000 homes in the north, east and central parts of Connecticut are facing potentially crumbling foundations due to the presence of pyrrhotite, a naturally occurring iron sulfide that causes concrete foundations to weaken and crack over time.

Who is eligible

To be eligible for funds from the Liberty Benefit Program, you must meet all the requirements below:

  • You must participate in CFSIC's program.
  • Your home must be insured under a policy written by Liberty Mutual, Safeco or an affiliate* in effect on or before Jan. 8, 2019.
  • The structural repair costs to your home must exceed the maximum benefit provided by CFSIC.
Potential assistance

If your claim is approved by CFSIC, the Liberty Benefit Program may provide you with the following additional funds to cover the cost of your repairs:

  • Current customers: Up to $25,000
  • Former customers: Up to $10,000
What to do

If you think you're eligible to receive funds from the Liberty Benefit Program, please take these steps:

  1. Apply to receive funds from CFSIC.
  2. If eligible following your application with CFSIC, contact us at 1-833-462-5901 to apply to the Liberty Benefit Program.
More information

Learn more about the Liberty Benefit Program.
*Liberty Mutual Fire Insurance Company, Liberty Mutual Insurance Company, Liberty Insurance Corporation, General Insurance Company of America, Safeco Insurance Company of America, and Peerless Insurance Company along with any of their property-casualty affiliates that have issued policies insuring residential structures located in Connecticut