
Liberty Mutual has teens covered with features and benefits tailored to your needs.

Since 1991, Liberty Mutual and SADD (Students Against Destructive Decisions) have worked together to promote responsible behavior through open communication between teens and parents.
As part of our efforts to raise awareness and to serve as a resource that empowers teens and parents to communicate openly and make healthy and safe decisions, we feel it's important to listen to a teens point of view related to road safety to best understand the decisions they face and how and why they make decisions.
Our most recent survey of high school juniors and seniors, conducted in the spring of 2012 found that a high percentage of teens report that their parents engage in unsafe driving behavior and those teens repeat their parents poor driving habits in nearly equal amounts.
| Liberty Mutual Insurance/SADD 2012 Teen Driving Survey | ||
|
Parental Driving Behavior (observed by teens) |
Teen Driving Behavior (self-reported) |
|
| Talk on a cell phone while driving | 91% | 90% |
| Speed | 88% | 94% |
| Text message | 59% | 78% |
| Drive without a seatbelt | 47% | 33% |
| Drive under the influence of alcohol | 20% | 15% |
| Drive under the influence of marijuana | 7% | 16% |
Although this survey indicates that teens are mirroring unsafe driving habits of their parents, the bright side of these findings is that parents have a very strong influence over their teen's behavior behind the wheel and can also have a positive impact on their decisions by adhering to the rules expected of their teens.
Past Liberty Mutual and SADD Surveys have also shown that good communication between parents and their teenagers can also have a positive influence on risk taking by their teens. Some guidelines for successfully communication include:
For more information on communicating with teens, download Reality Gap (PDF), a book about the dangers of modern-day adolescence, as well as hope and inspiration, by Stephen Wallace, Chairman and CEO of SADD.