When excessive moisture accumulates in buildings or on building materials, mold growth will often occur, particularly if the moisture problem remains undiscovered or unaddressed.
Preventing Mold
The key to mold control is moisture control
Fix leaks and seepage as soon as you notice the issue
Put a plastic cover over dirt in crawl spaces to prevent moisture from coming in from the ground
Use exhaust fans in bathrooms and kitchens to remove moisture to the outside
Vent your clothes dryer to the outside
Turn off certain appliances (such as humidifiers or kerosene heaters) if you notice moisture on windows and other surfaces
Use dehumidifiers and air conditioners, especially in hot, humid climates, to reduce moisture in the air
Raise the temperature of cold surfaces where moisture condenses
Use insulation or storm windows
Increase air circulation by using fans and by moving furniture from wall corners to promote air and heat circulation and keep doors open between rooms
Carpet on concrete floors can absorb moisture and serve as a place for biological pollutants to grow - use area rugs which can be taken up and washed often
Dry water-damaged areas and items within 24-48 hours to prevent mold growth
Dealing with Mold
Get rid of the excess water or moisture
Fix leaky plumbing or other sources of water
Absorbent materials (such as ceiling tiles & carpet) that become moldy may have to be replaced
Contact a mold remediation specialist
In the event of a loss, contact your local Liberty Mutual claims office, or call 1-800-2CLAIMS (1-800-225-2467) and a representative will assist you.
Note: Homeowners policies and coverages vary by state. A Liberty Mutual representative will gladly explain the coverages provided by your policy.
Customer Login
Pay your bills, report or track a claim, manage your policy.