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Annuity Product Comparison

  • Annuity product comparison

    Builder Annuity Balance Annuity Foundation Annuity Flexible Payment
    Premium Payments
    • One lump-sum premium payment
    • Minimum amount of $15,000
    • One lump-sum premium payment
    • Minimum amount of $10,000
    • One lump-sum premium payment
    • Minimum amount of $10,000
    • Periodic payments made annually, semi-annually, quarterly, or monthly.
    • Minimum initial payment of $250, minimum subsequent payments of:

       - $100 monthly
       - $250 quarterly
       - $500 semi-annually
       - $1,000 annually
    Interest
    • Interest rate is guaranteed initially for four years
    • Interest rate is reset each year after initial period.
    • Interest rate is guaranteed initially for one or five years (you select your preference on your application).
    • Interest rate is reset each year after the initial period.
    • Interest rate is guaranteed initially for one or five years (you select your preference on your application).
    • Interest rate is reset each year after initial period.
    Interest rates are credited to each payment.
    First-Year Bonus No Yes. 1.00% extra interest Yes. 0.25% extra interest No
    Tax Deferred Yes. You won't pay taxes on the growth of the annuity until you withdraw money from the annuity. Yes. You won't pay taxes on the growth of the annuity until you withdraw money from the annuity. Yes. You won't pay taxes on the growth of the annuity until you withdraw money from the annuity. Yes. You won't pay taxes on the growth of the annuity until you withdraw money from the annuity.
    Access to Your Cash Yes, through partial and systematic withdrawals1 and annuitization Yes, through partial and systematic withdrawals2 and annuitization Yes, through partial and systematic withdrawals2 and annuitization Yes, through partial and systematic withdrawals2
    Optional Modules

    Yes3

    • Extra Access
    • Extra Care and Protection
    • Extra Assurance
    No No No



    Contact a Local Agent


    Life insurance and annuities issued by:
    Liberty Life Assurance Company of Boston, a Liberty Mutual company
    Home office: Boston, Mass. Service center: Dover, N.H.

    1 May vary by state. Up to 5% of the beginning-of-year account value may be withdrawn without withdrawal charges. Withdrawals taken before age 59½ may be subject to 10% federal tax penalty as well as tax on any gain in the contract. Clients should consult a tax advisor.

    2Up to 10% of the beginning-of-year account value may be withdrawn without withdrawal charges. Withdrawals taken before age 59½ may be subject to 10% federal tax penalty as well as tax on any gain in the contract. Clients should consult a tax advisor.

    3Modules may not be available in all states.