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What is a Fixed Deferred Annuity?

Protection for your retirement savings

  • What is a fixed deferred annuity

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    A fixed deferred annuity is designed to help you accumulate funds for your retirement in a safe and secure way.

    You purchase a fixed deferred annuity with either a single payment or a series of payments. Your money earns interest at a fixed rate that will never drop below a minimum rate guaranteed by the issuing company. That makes a fixed deferred annuity a safe choice for accumulating funds for retirement.

    Meanwhile, your money grows tax deferred, which means you don't pay taxes on your earnings until you withdraw money from your annuity. The taxes you would normally pay on interest earnings stay in your annuity and compound to help the value of your account grow faster.

    Many annuities provide access to your money through penalty-free withdrawals. And, when you choose, you can turn the value of your annuity into a stream of income that will last as long as you live.

    If you're looking for a way to protect your retirement savings and want to avoid investments tied to the stock market, a fixed deferred annuity may be the right choice for you.

    Learn more to help you decide if a fixed deferred annuity fits into your retirement plans.


    Life insurance and annuities issued by:
    Liberty Life Assurance Company of Boston, a Liberty Mutual company
    Home office: Boston, Mass. Service center: Dover, N.H.