Liberty Mutual
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Contact Us by Phone:
Customer Service: 1-888-398-8924
Claims: 1-800-225-2467
Sales: 1-800-837-5254
For customer service hours, FAQ's, and to learn about more ways to get in touch, visit the Liberty Mutual Contact Us portal.
*Additional charges apply if your policy does not include the Towing and Labor coverage.

Condo Insurance

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What comes standard

The coverage you need
Personal Property

Add-on protection & coverage

For more peace of mind
Computer & Smartphone
Blanket Jewelry — Ideal for engagement and wedding rings.

Discounts that help you save

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Convenience and savings - need we say more? Combine your policies and get a discount.


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Coverage details
Liberty Mutual coverage protects what your association's insurance doesn't, including your possessions, repairs to the inside of your unit, and liability claims brought against you.

Personal Property: Covers your personal possessions from theft or damage both inside and outside of your condo, like in your car and when you're on vacation or moving. Types of damage covered include:
  • Theft
  • Fire
  • Certain types of weather
Liability: Protects you from loss up to your coverage limit if you accidentally damage someone else's property. This can include accidental injuries to others.

Dwelling: Covers appliances and alterations you’ve made to your condo, as well as other property you are responsible for under your condo association agreement like a shed or garage.

Computer & Smartphone: Provides additional protection, including higher limits and additional covered causes of loss for computers, peripheral devices, and software.

Blanket Jewelry: Provides special additional protection for all jewelry items under a single limit.

Terms to know
The initial amount you pay out-of-pocket before coverage kicks in. In most cases, you pay this upfront in the event of a claim, even if you were not at fault.

The total amount that you pay for an insurance policy.

Actual cash value
The current market value of lost or damaged property at the time of loss. This usually factors in depreciation.

Insurance Glossary