Some sections of this site may not function unless you enable Cookies.

Kentucky Auto Insurance

Kentucky Auto Insurance
Auto Insurance in Kentucky
No matter what Kentucky city or town you live in, Liberty Mutual rewards your responsible choices with Auto Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the Kentucky community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including the University of Kentucky, Brown-Forman and employees of the Commonwealth of Kentucky. Liberty Mutual also offers specific benefits to teachers through our Teachers Auto Insurance.

To find out if you qualify:
Get a quote online
Call us at 1-800-837-5254
Visit your local agent

Kentucky Auto Insurance Information
As with most states, in order to register and drive your car in Kentucky, the Commonwealth requires that you have a minimum level of certain types of auto insurance coverage. These include:

  • Bodily Injury to Others: $25,000 per person / $50,000 per accident
  • Property Damage Liability: $10,000 per accident
  • A policy with a single limit of $60,000 is also acceptable

Most people opt for higher amounts of auto insurance coverage than the state minimum in order to protect themselves and their cars in case of an accident. And with Kentucky's two horse racing seasons attracting increased numbers of people and cars to surrounding cities and towns, it's even more important to protect yourself. To learn more about Kentucky auto insurance minimums, visit the Kentucky Transportation Cabinet.

Get an Auto Insurance Quote


Did You Know?
  • Liberty Mutual opened its first Kentucky office in 1919
  • Today Liberty Mutual employs more than 200 people across the state

Get Kentucky Home Insurance & Save Insuring both your car and home with Liberty Mutual could qualify you for a multi-policy discount on your Home Insurance. Learn more about Kentucky Home Insurance.

« Back to the Auto Insurance State List.