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Insurance Discounts

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Liberty Mutual has you and your teen covered.

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Liberty Mutual has you and your teen covered.

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  • While safety is the primary concern of a parent preparing their son or daughter to drive responsibly, the price of your auto policy rates may have crossed your mind as well. The good news is we can help with a number of teen auto insurance discounts you may qualify for.1

    Savings Customized for Your Family

    There are a number of ways you could save on car insurance when you add your teen to your Liberty Mutual auto policy.

    Check Your Alumni and Professional Affiliations—Receive up to 10% off your auto insurance with Exclusive Savings if you belong to one of the 14,000+ employers, alumni associations, and professional associations that partner with Liberty Mutual Insurance to offer special savings to their employees and members.2

    Adding Your Teen’s Car to Your Policy—It pays to have multiple cars listed on the same policy. Our Multi-Car Discount ensures you receive the best value and minimizes the hassle of managing your auto insurance.

    Select a Vehicle with Safety Features—We recognize the importance of vehicle safety features, especially for inexperienced drivers. That is why we offer a Vehicle Safety Features Discount for vehicles that come equipped with safety features such as anti-theft devices, anti-lock brakes (ABS), adaptive cruise control, lane departure warning and collision preparation systems.

    Is Your Student Away at School?—If your teen resides at a school more than 100 miles from your home and only occasionally drives your vehicle, you could qualify for a discount on your auto insurance.

    Rewarding Your Teen Driver’s Responsibility

    We also offer a number of discounts for teen drivers who demonstrate responsibility by taking the initiative to properly educate themselves on safe driving methods.1

    Complete a Driver Training Program—We reward young drivers who are under the age of 21 with special savings through a Driver Training Discount if they complete a qualifying program.

    Go Online—We know your teen’s safety is important to you. That’s why we offer you a reduced price on teenSMART® software and special savings on your auto insurance when your teen completes the teenSMART® computer-based driving course, which is statistically proven to reduce accidents.

    Sign a Contract—We believe effective parent-teen communication is critical to help teens recognize and choose safe driving behaviors. That’s why we offer special savings when you and your teen complete a Parent-Teen Driving Contract that establishes your family’s driving rules.

    Get Good Grades—Show your teen that responsible behavior, like hitting the books and maintaining good grades, gets rewarded, even outside of school. At Liberty Mutual, we offer car insurance discounts for students, under the age of 25, who achieve at least a B (3.0) average.