Insurance Discounts

When a parent begins to think about adding their teen driver to their car insurance, they immediately worry about the cost. The good news is: we can help. There are a number of ways you could save on car insurance for your teen with Liberty Mutual.

Multi-Car Discount
If you insure more than one car with us, you may be eligible for car insurance discounts. So, it pays to have multiple cars listed on the same policy.

Exclusive Group Savings
Receive up to 10% off your auto insurance if you belong to one of the 14,000+ employers, alumni associations, and professional associations that partner with Liberty Mutual Insurance to offer special savings to their employees and members.

Good Student Discount
Encourage your teen to hit the books and keep their grades up. At Liberty Mutual, we offer car insurance discounts for students, under the age of 25, that maintain a B (3.0) average or better. That could amount to significant savings on your policy.

Driver Training Discount
If your teen completes a state approved driver's education course, many states offer car insurance discounts if your new teen driver is certified.

Low Mileage Discount
If you don't drive much, your car insurance shouldn't cost as much. We know a lot of teens spend most of their driving time going to and from school or friend's houses. You'll save money if you accrue less than 7,500 miles per year.

College Savings
If your teen resides at a school more than 100 miles from your home you may be eligible to receive a Student-Away-at-School Discount.

Vehicle Choice
Look for a less expensive automobile, since the value of the car is a large factor in the cost of the insurance. However, items such as anti-theft systems, air bags and ABS are taken into account when calculating an auto premium. So, Liberty Mutual recommends a used vehicle equipped with several of the latest safety features that often come standard on newer cars.

The descriptions of coverages and programs are necessarily brief and are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. Coverages and programs vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.