Home insurance: Protecting your property, and your lifestyle
Home insurance options to help you customize
Certain coverages – including Liability, Physical structures, Personal property coverage, and Additional Living Expenses — come standard. But we know that each homeowner is unique, and offer up a number of add-on home insurance coverages to help customize the right homeowners insurance policy for you.
Water Backup & Sump Pump Overflow Coverage
Coverage for Scheduled Items
What’s not included with Homeowners Insurance
It all depends on your policy and which state you live in. However, some events (detailed below) are generally not covered by the standard home insurance policy.
Damage from an earthquake is not covered by hour homeowners policy.
Home wear and tear
Standard home wear and tear is not covered by home insurance.