What comes standard
- Physical structures
- Premises Liability Coverage1
24-hour claims assistance |Contractor Network Referral Network3
Add-on protection & coverage
- Personal property
- Fair rental value2
- Inflation protection4
- Umbrella coverage
Discounts that help you save
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Rental properties have different insurance needs than your primary residence. Liberty Mutual policies are a good fit for most landlords. We cover landlords who own up to 16 units, in 1-4 unit properties, and we can add your LLC as a named insured*
Physical Structures: If your rental property or other structures on the property, like a garage or tool shed, is damaged or deemed to be a total loss, we'll arrange for it to be repaired or replaced.
Personal Property: Property you own on the premises (such as microwaves, washers and dryers) being used by your tenants - even tools you keep handy for repairs are protected.
Fair Rental Value Coverage:If your property is deemed unlivable due to a covered loss, we'll reimburse you for the income you'll lose because your tenants will no longer be paying you rent.
Inflation Protection:Automatically adjusts your coverage limits at your policy's renewal to keep pace with inflation. Plus, you'll receive a discount on your premium.
Premises Liability Coverage:If a claim is made against you for accidental damage in relation to your investment property, Liberty Mutual will defend and pay those claims for which you are legally responsible, up to your policy limits.