Landlord Insurance

Protecting you and your investment

investment property covered by landlord insurance.
As a landlord renting out your investment property, we know you've got a lot on your mind. Finding the right tenants, keeping up with repairs; the list goes on and on. With Liberty Mutual Landlord Insurance, you'll have one less thing to worry about. Our rental property insurance protects your property from damages and you from losing income should covered damages make your property unlivable.
Please call us directly to discuss or purchase Landlord Insurance.
Call for a Quote 1-855-384-6787 or Contact a Local Agent.
+What does Landlord Insurance cover?-What does Landlord Insurance cover?What does Landlord Insurance cover?
  • Your residential rental property; single-family, duplex, triplex and quad
  • Other structures on the property such as sheds, garages, etc.
  • Items on the premises you own such as microwaves, washers and dryers being used by your tenants - even tools you keep handy for repairs


+Customize Your Policy-Customize Your PolicyCustomize Your Policy

Owning an investment property presents specific insurance issues unique to your situation. Recognizing that, we offer landlord policies that can be tailored to your needs. Landlord Insurance coverage options available to you include: 

  • Liability: If a claim is made against you for accidental damage in relation to your investment property, Liberty Mutual will defend those claims, and pay those claims for which you are legally responsible, up to your policy limits.1
  • Fair Rental Value Coverage: If your property is deemed unlivable due to a covered loss, we'll reimburse you for the income you'll lose because your tenants will no longer be paying you rent.2
  • Inflation Protection: The cost of making repairs is increasing every day. With Inflation Protection Coverage, Liberty Mutual will automatically adjust your policy limits to keep pace with inflation - and you will receive a discount on your policy premium.3
  • Personal Injury Protection: If a claim is made against you for injuries arising out of libel, slander, invasion of privacy, wrongful eviction or wrongful entry.

+Landlord Discounts-Landlord DiscountsLandlord Discounts

Landlords qualify for discounts, too. Liberty Mutual offers a variety of discounts on your Landlord Insurance policy to keep costs affordable.

  • Multi-policy: For when you insure both your property and car with Liberty Mutual.4
  • Early Shopper: If your current insurance policy doesn't expire for a while, you could qualify for an early shopper discount.5
  • New/Renovated Home: Get a discount if your rental property is less than 13 years old or was recently renovated


+Additional Landlord Benefits-Additional Landlord BenefitsAdditional Landlord Benefits

As a responsible landlord, you deserve more than just basic insurance coverage; that's why Liberty Mutual provides additional benefits so you can focus on what matters most. Extra features of Liberty Mutual Landlord Insurance include:

  • Emergency Repair Service6
  • 24-Hour Claims Assistance
  • Contractor Network Referral7
  • Convenient Payment Options8
  • Go paperless for bills and documents9
1Qualifications and conditions apply. Eligibility may vary by state.
2Qualifications and conditions apply. Eligibility may vary by state.
3Conditions apply. Not available in all states. Eligibility may vary by state.
4Discounts and savings available where state laws and regulations allow. Restrictions apply.
5Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent, permitted by law, applicants are individually underwritten; not all applicants may qualify.
6Work is guaranteed longer than three years in certain circumstances; materials are covered separately under manufacturer's warranty. Eiligiblity may vary by state.
7Availability of Preferred Contractor Network may vary by state.
8Credit card fees apply and may vary by state.
9Discounts and savings available where state laws and regulations allow. Conditions apply.