Renters Insurance

Get customized renters insurance for as low as $5 a month

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We’re ranked best for discounts

Don’t just take our word for it, The Simple Dollar has named Liberty Mutual best for renters insurance discounts. Find out how much you can save when you start your quote.

Bundle

Bundle and Save

Convenience and savings - need we say more? Combine your policies and get a discount.
Claims

Claims-free

Save on your policy when you don’t have a claim for 5 years or more.

Get smart about your coverage

Are you among the majority of people that don’t insure their smartphone and computer (you know, the thing you’re probably using right now)?

Personal Property Coverage comes standard with every Liberty Mutual renters policy and can help protect your phone, tablet, laptop, or video game console.

Couple laying on the couch smiling at a laptop

Understand your coverage options

From your smart phone to your skis, Liberty Mutual has a Renters coverage to meet your needs. Get to know your coverage options to understand what’s right for you.

What comes standard

The coverage you need
  • Personal Property
  • Liability
  • Additional Living Expenses
  • Medical Payments
Learn more about standard coverage

Add-on protection & coverage

Customized coverage for you
  • Personal Property Replacement Cost – Pays for the replacement cost of property rather than actual cash value
  • Blanket Jewelry – Ideal for engagement and wedding rings
  • Earthquake

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Your landlord may have property insurance, but their policy doesn't apply to your belongings or cover you when an accident happens. Without renters insurance, you run the risk of paying out of pocket for loss or damages.

Renters coverage in real life
Here are a few common scenarios when a renters policy comes in handy.

  1. Upon returning from a long weekend away, you discover your place was broken into and your bike is missing. Personal Property coverage can help you replace your stolen bike and any other items that are missing.
  2. During a party at your place, someone slips on the kitchen floor and breaks their wrist. You'll be protected from any legal claim this person may bring against you with Liability coverage.
  3. A pipe bursts in your apartment and it becomes unlivable. Additional Living Expenses coverage will pay for temporary lodging while the pipe is fixed.
1Coverage availability may vary based on state.
2Source: The Simple Dollar
3Coverage availability may vary based on state.
4Depending on the tort (grounds for a civil lawsuit) alleged.