Affordable Coverage Renters Can Trust

When you rent an apartment, condo, or house, your landlord insures the building but not your property inside. You may think your possessions aren't very valuable, but replacing them all at once can be very expensive. Renters insurance eases your worries by:

  • Covering personal property so you’re protected from loss due to theft, fire, and certain forms of water damage.
  • Protecting you from liability claims resulting from accidental injuries to others.
  • Offering additional coverage for high-value items like electronics and jewelry.

Renters Insurance from Liberty Mutual can cost as low as $20 a month - about the same as pizza delivery.1 Start a quote to get an affordable renters insurance policy today, or find information below about our coverage and discount options.

  • Personal Property

    Standard Coverage

    Covers your possessions from theft or damage, both inside and outside of the property you rent. Your possessions are covered in your car, when you're on vacation, and even when you’re moving.2

  • Liability

    Standard Coverage

    Protects you from loss up to your coverage limit if you accidentally damage someone else's property, or if injuries are suffered within your rental3 and a claim is filed against you.4

  • Home Computer and Smartphone

    Additional Coverage

    Provides additional protection, including higher limits and additional covered causes of loss for computers, peripheral devices, software, and media.

  • Blanket Jewelry

    Additional Coverage

    Provides additional protection for all jewelry items under a single limit that's specific to jewelry claims.

Many Ways to Save Money

Some of our renters insurance discounts are built right into your policy, while others are determined on an individual basis. You can save in the following ways:
  • Multi-Policy Discount

    Bundle and Save

    Save when you bundle your renters insurance with your auto insurance policy.

  • Claims-Free Discount

    Claims-Free Discount

    Save when you haven't filed a claim with your previous insurance carrier for five years or more.

1 Your premium will vary depending on the laws, regulations, and rates filed in the state where you buy your insurance.
2 Deductibles apply; be sure to update your policy within 30 days of a move.
3 Limits, terms and conditions apply.
4 Depending on the tort (grounds for a civil lawsuit) alleged.