- Property
- Renters Insurance
- Renters insurance coverage
Browse renters coverage options
We want to help you to understand exactly what your options are when it comes to renters coverage. From the basics – the coverages that come with every policy – to optional insurance that provide extra protection based on your needs. That way you can customize your policy, so you only pay for what you need.
Get a quoteYour belongings
3 COVERAGES
Covered by Personal Property Replacement Cost
OPTIONAL COVERAGEIn the event of a covered loss, we'll pay the actual cash value for items at the time of loss, then up to the full amount of the cost in today's market.
What you should know about this coverage:
This coverage distinguishes how you would like your items valued if damagedYour deductible for this coverage is your Personal Property deductible
Damages
2 COVERAGES
Covered by Personal Liability and Medical Payment to Others
COMES STANDARDCovers you in the event of injury or property damage to somebody else.
This coverage helps pay for:
Medical bills of someone injured on your propertyRepair of accidental damage to someone else's propertyLegal costs if you are sued in certain situations
Expenses
1 COVERAGES
Covered by Additional Living Expenses/Loss of Rent
COMES STANDARDCovers any necessary increase in living expenses incurred by you and your house so that you can maintain their normal standard of living.1When you might need this coverage:
A fireTornadoPain and sufferingIf local authorities restrict you from entering your neighborhood due to other severe weather or hazards