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Pays the actual cash value of covered personal property that needs to be replaced due to a covered loss.

Replaces your jewelry if it is lost or stolen, with no deductible or up-front appraisal necessary.

In the event of a covered loss, we'll pay the actual cash value for items at the time of loss, then up to the full amount of the cost in today's market.

Covers you in the event of injury or property damage to somebody else.

Covers damage to personal property caused by earthquake.

Covers any necessary increase in living expenses incurred by you and your house so that you can maintain their normal standard of living.¹